First Line of Defence AML Officer

Job Purpose

As First Line of Defence AML officer you will be responsible for reviewing Customer files pertaining to Anti Money Laundering (AML) and Countering of Financing of Terrorism policy and procedures documentation requirements, whilst taking into consideration all Compliance and Operational Risks. AML activities in which the First Line AML Officer will be exposed to are: Know Your Customer / Customer Risk Assessment, Screening, Transaction Monitoring and Ongoing Customer Due Diligence.

Responsibilities

• Review Customer files against the AML Policies and Procedures to successfully detect and investigate AML/ CFT issues specifically relating to transaction monitoring, customer risk assessment and Ongoing Customer Due Diligence reviews.

• Reviewing and analysing patterns based on the results of the monitoring, screening processes and customer risk assessment categories in order to gain a better insight into the risk profile of the An Post Customer base.

• Maintaining an excellent understanding of all aspects of Irish AML legislation and industry guidance.

• Reviewing consistent, detailed and documented rationales for decisioning alerts aligned with the AML/CFT Policy and Procedures and optimising transaction monitoring and scenario based detection rules to address key identified emerging risks.

• Ensure timely and high standard completion of reviews of Suspicious Transactions Alerts, emanating from Post Offices, other An Post channels, and through Transaction Monitoring.

• Conduct thorough review of customers on their given risk rating cycle. (e.g. periodic reviews every 1, 5 or 7 years).

• Analysing and reviewing findings on potential Suspicious Transactions investigated, ensuring a clear rationale is documented in each instance whether to close the case or report the findings to the Money Laundering Reporting Officer.

• Dealing with requests from the Money Laundering Reporting Officer in relation to Suspicious Transactions and interacting with the An Post Investigations Department on all actual and potential fraudulent activity.

• Review operational procedures for consistency with the relevant policies.

• Prospect of supervising a small team and acting as a point of reference for queries and training needs that may arise.

• Ensuring all checks, decisions and documentation are logged and tracked at every stage of the process in a proficient manner.

• Liaising with various stakeholders to ensure a seamless customer journey.

• Managing the team correspondence and working with various teams to ensure customer documentation is updated whilst dealing with issues as they arise.

• Providing detailed Management Information, including Key Performance Indicators (KPIs), on a regular and ad hoc basis.

• Promote a risk awareness culture within the team to drive the zero error policy.

• The successful candidate will be responsible for reviewing CDD and EDD, as well as conducting Transaction Monitoring and Ongoing Customer Due Diligence.

Knowledge, Experience and Skills required

The ideal candidate will have experience working in a similar role for a minimum of 2-3 years with an understanding of Anti Money Laundering (AML) and Countering the Financing of Terrorism (CFT) legislation and requirements. Preferably you will have a relevant compliance qualification or equivalent professional training.  In addition, the ideal candidate will have the following skills and experience:

• A proven ability to work to challenging timelines. 

• The ability to understand and explain process requirements and communicate this information clearly and concisely.

• Experience of enforcing Compliance with strict guidelines.

• Interested in becoming a Subject Matter Expert in AML matters in Screening, TM, CRA and OCDD. 

• Strong knowledge of AML and compliance or desire to complete relevant qualification ACOI or ACAMS.

• Experience of using of Oracle FCCM System or similar AML management system is preferred but not mandatory.

Critical Competencies:

(The following competencies are critical to the delivery of results and/or to superior performance in this role)

• Communication skills

• Problem Solving and Analysis

• Attention to Detail

• Planning and Organising

About the Benefits

In addition to a highly competitive remuneration package we offer access to the following:

• An Post Company Medical Scheme

• An Post Pension Scheme

• PRIP Bonus Scheme

• Paid Maternity Leave

• Paid Paternity Leave

• An Post Employee Assistance Programme 

• Digital gym with daily scheduled workouts

• Secure on-site bicycle parking & Cycle to Work Scheme

• Tax Saver Travel Pass 

• City centre location 

How to Apply?

We welcome all interested candidates to submit a detailed CV to recruitment@anpost.ie with the name of the position that you are applying for in the subject line by 5.00pm on 20th November 2023.
 
At An Post we appreciate the value that diversity brings and believe our workforce should be reflective of the customers and communities we serve. That is why we actively welcome applications from people from all backgrounds, and do not discriminate based on gender, age, race, religion, marital status, sexual orientation, disability, membership of the Travelling community, or family status. An Post is committed to having an inclusive workplace where every employee feels they belong. If you require accommodations to be made during the recruitment process, or have questions relating to accessibility, please contact us via the details at the top of this page.

About An Post

An Post is one of Ireland’s leading organisations, offering financial and postal services as well as being a trusted gateway to government services. We are transforming from the old world of traditional letters and cash to the new digital world of e-commerce parcels and financial services. 
An Post’s core purpose — to act for the common good, improving the lives of people in Ireland, now and for generations to come — is aligned with the United Nations Sustainable Development Goals, putting sustainability at the centre of everything we do. Corporate Social Responsibility plays a pivotal role at An Post as we focus on developing long-term sustainability. Diversity and Inclusion are also embedded in our strategy, as we continuously evolve to be representative of our employees and the communities we serve. Read more about our strategy and our progress today!