Flex purchase credit card

Get Ireland's best credit card with Flex*

0% interest on purchases for 9 months**
5.9% interest on money transfers for 24 months**

Why choose the An Post Money Flex Credit Card?

Use our online application to check your eligibility in seconds and receive approval in principle in minutes. 
Description

0% interest on purchases

Pay off your purchases with no interest at all for 9 months**

Description

Boost your bank balance

Move money from your Flex Credit Card to your current account and repay it over 2 years at just 5.9% interest. Move from €100 up to 95% of your available credit limit**

Description

Bonkers.ie's Credit Card of the Year

Four times winner of Ireland's best Credit Card in 2022, 2023, 2024 & 2025!

Understanding your Flex Credit Card

Transaction typeAnnual Percentage Rate (APR)Variable interest rates
Fixed interest rates
Purchases
15.7% or 22.9%+10.8% or 16.8%+
Cash withdrawals
16.8%
Introductory offer on purchases

0% for first 9 months**
Money transfers


5.9% for 24 months**

Get a Flex Credit Card today

Apply online or call our dedicated team on 01 9456714 (8am-8pm Monday to Friday, and 8am-2pm Saturday excluding Bank Holidays).

Fast track your Flex Credit Card

You will need to provide the following documents.

Proof of Identity

Such as Passport / Driver's Licence

Proof of Address and Income

Such as a utility bill and up to date bank statement 

Proof of PPS number

Such as a recent payslip

Bonkers.ie best Credit Card four years in a row

Bonkers Awards

Things to know

Classic Credit Card

Do you have a Credit Card balance?

The An Post Money Classic Card offers 0% interest for a whole year on balances transferred

Classic Credit card
Classic Credit card
Customer service team

Get in touch

If you have any questions about our credit card or your application, please contact our customer service team.

Contact us
Contact us

Your Credit Card app is here!

  • View your balance and transactions details
  • Approve online purchases
  • Get alerts for activities on your card
  • Freeze/unfreeze your card instantly
  • Make a payment to your account with a debit card
  • Set up Apple Pay or Google Pay
Credit Card App

Are you an existing Credit Card customer?

Login to your online banking account to manage your Credit Card account

Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

*Source Bonkers.ie
**Information correct as of 23rd July 2025, source CCPC.ie. Lending criteria, terms and conditions apply. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. Money transfers are available to the main cardholder only and subject to credit approval. Standard variable rate 16.8% nominal, 22.9% Annual Percentage Rate (APR) will apply once the introductory period ends. Representative example: 22.9% APR assumes €1,500 credit limit drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. Total amount repayable €1,666.50, cost of credit is €166.50. 
+Rate is based on your financial profile and credit history.

The An Post Money Flex Credit Card is issued by Bankinter S.A. pursuant to license by Mastercard International Incorporated. 
An Post acts as a credit intermediary on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for conduct of business rules.