Open a current account in the post office or from your phone today
Bank smarter with one of Ireland’s best current accounts. Make your money matter more by opening a current account on the An Post Money app
Discover one of Ireland's best Current Accounts
Bonker’s 2025: Voted Ireland’s best for customer service — we’re here to help when you need us.
Why choose a current account with An Post Money
Open an An Post Money Current account and make your money matter more with one of Ireland's leading Current account providers and winners of 3 Bonker's awards 2025!
Human & Digital Banking
With 900+ branches nationwide to open an account and a customer service team readily available to call if you need help, we offer a unique in-person and digital banking service!
Jars & Round Up
Step up your savings game and put money aside for different goals with savings jars, and round up your spending automatically to save as you spend.
Digital Wallets
Shop ‘til you drop, the hassle-free way. Add Apple Pay, Google Pay or FitBit Pay to your digital wallet to make contactless payments.
Security
We provide you with one-time passcode authentication for online shopping. This enhances your protection against card fraud.
Money Manager
A free money management tool, helping you track your spending, set budgets, and control your finances, across all of you accounts.
Post Offices
Open an account, lodge and withdraw money in over 900 branches in local communities around the country.
What features does my current account include?
Your An Post Money Current Account gives you everything you need to manage your everyday money, with powerful digital tools and the added convenience of post office access nationwide.Your account includes:
| Feature | Description | |
|---|---|---|
| IBAN | You get your own IBAN with your An Post Money Current Account. Share it with friends or family to receive money, give it to your employer for salary payments, or use it to set up direct debits for bills and subscriptions. | |
| Contactless debit card | You get a contactless debit Mastercard®. Pay up to €50 per transaction by tapping in store, use chip and PIN where required, shop online, or withdraw cash at ATMs. | |
| Post office transactions | With over 850 post offices nationwide, help is always close by. Lodge and withdraw cash in any post office using your debit card, and request a mini statement showing your last six transactions. | |
| Emergency cash | If your debit card is lost or stolen, you can access emergency cash in any post office. Once you report the card, generate an Emergency Cash Code in the An Post Money app or by calling 01 705 8000. You can withdraw up to €200 per day, subject to your available balance. | |
| Direct debits | Pay direct debits from your main account by sharing your IBAN with the service provider, or choose to pay them directly from a Jar. | |
| Scheduled payments |
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| Credit transfers |
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| Device pay |
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| An Post Money app | Stay in control with the An Post Money app. Set up payments, check your balance, approve online card payments, review transactions and more - all in one place. | |
| Online banking | Access your statements and manage your account preferences through online banking. | |
| Jars |
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| Round Up | Use Round Up to sweep the spare change from your debit card purchases into a Jar automatically. | |
| Add An Post Money Mate to give your 7–15‑year‑old their own account, while you stay in control. |
Make your online shopping more secure
With Dynamic CVV, we’ve added an extra layer of protection to safeguard your hard-earned money from fraudsters. Each time you make an online purchase, you can generate a new CVV (the 3-digit code on the back of your card) right from the An Post Money App. It even applies to recurring payments, like subscriptions.
Find out more about dynamic CVV.
An Post Current Account features
- Bank with ease on the app, through digital and phone banking or at your local.
- Never be caught off guard with unexpected charges with simple and straightforward bank fees.
- Pick up €200 from a post office to tide you over if your card is damaged, lost or stolen.
- Automate your finances with direct debits, scheduled payments, credit transfers and easy ATM and cash withdrawals.
- Open a joint account in any post office.
Open a current account in minutes
You can also open a current account in any post office with our in-person current account service. Simply complete the application form and bring it to your local post office with the acceptable documents ( a valid passport or driving licence and proof of address dated within the last six months). You can also pick up a form when you're there!
Find your nearest branch with our branch locator.
Find out more here.
Help & Support
Find out about opening a current account, account features, online banking, safety and customer support.
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