*Information correct as of 1st January 2023 and not subject to salary restrictions, source CCPC.ie. Lending criteria, terms and conditions apply. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. Classic Credit Card balance transfer offer is valid for transfer 90 days from opening account. Flex Credit Card 9 months 0% interest on purchases offer does not apply if you use the instalment plan. Standard variable rate will apply once the introductory balance transfer or purchase period ends. 22.9% APR assumes a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. The total amount repayable is €1,666.50 and cost of credit is €136.50. **The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. The An Post Money Classic and Flex Credit Cards are issued by Avantcard DAC pursuant to license by Mastercard International Incorporated. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.