Two great credit cards to choose fromSee which card works best for youClassic CardIreland’s best balance transfer offer*Apply for Classic 0% interest on credit card balance transfers for 12 months* Money Transfers let you move money directly from your credit card to your personal bank account** Up to 56 days zero interest on purchases Flex CardIreland’s best purchase rate offer*Apply for Flex 0% interest on purchases for 9 months* Transactions over €250? Spread the cost of larger purchases over 12 months at a great low rate Add up to 3 additional card holders at no extra cost
Apply online or by calling our dedicated team on 01 9456714 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).
What credit limit will I be given? Once you’ve applied for a credit card, we will evaluate your ability to repay and your financial status. We will then recommend a credit limit based on your individual situation. Are there any fees? There are no set-up fees with our credit cards. In certain situations, for example missed payments, fees and penalties may apply. A Government stamp duty fee of €30 will be applied to your credit card annually. What documents do I need to apply for a credit card? You must send one piece of photographic evidence that is up-to-date. We accept any of the following: Passport – please make sure that when you take a photo of your passport, pages three and four are both clearly visible Driving licence – you can use either the old paper licence or new card format but please make sure your name, photo and expiry date are clearly visible Immigration or Garda age card - please make sure that the photo you take of your card clearly shows your name, photo and expiry date Am I eligible to apply for a credit card? To apply for a credit card, you must be over 18 and a resident of the Republic of Ireland. How do I send you my documents? The application process is an online one and documents can only be uploaded through our Document Centre. Please don't post your documents but check out our guide to uploading them online.
Once you’ve applied for a credit card, we will evaluate your ability to repay and your financial status. We will then recommend a credit limit based on your individual situation.
There are no set-up fees with our credit cards. In certain situations, for example missed payments, fees and penalties may apply. A Government stamp duty fee of €30 will be applied to your credit card annually.
You must send one piece of photographic evidence that is up-to-date. We accept any of the following: Passport – please make sure that when you take a photo of your passport, pages three and four are both clearly visible Driving licence – you can use either the old paper licence or new card format but please make sure your name, photo and expiry date are clearly visible Immigration or Garda age card - please make sure that the photo you take of your card clearly shows your name, photo and expiry date
The application process is an online one and documents can only be uploaded through our Document Centre. Please don't post your documents but check out our guide to uploading them online.
*Information correct as of 1st January 2023 and not subject to salary restrictions, source CCPC.ie. Lending criteria, terms and conditions apply. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. Classic Credit Card balance transfer offer is valid for transfer 90 days from opening account. Flex Credit Card 9 months 0% interest on purchases offer does not apply if you use the instalment plan. Standard variable rate will apply once the introductory balance transfer or purchase period ends. 22.9% APR assumes a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. The total amount repayable is €1,666.50 and cost of credit is €136.50. **The interest rate on money transfers is same as the standard purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. The An Post Money Classic and Flex Credit Cards are issued by Avantcard DAC pursuant to license by Mastercard International Incorporated. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.
