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Switch now for convenience and control

Our An Post Money Credit Card offers the best balance transfer rate in the Irish market so you can take control of your money. Apply in minutes for a simple and easy way to pay.

0% balance* transfer rate

Pay zero interest* for up to 12 months on balance transfers.

Apply in minutes

Get immediate approval in principle when you apply.

Get money back

Just use your card to pay with our MoneyBack partners.

Contactless payments

A super-quick, no-fuss way to pay for items costing up to €30.

Online protection

Extra security when you shop online with Identity Check.

24/7 online control

Stay in control of your finances 24/7 wherever you are.

Credit card rates

Get a rate of 16.8% (22.9% APR) on purchases and cash withdrawals.

More on the rates

Fast track your Credit Card

Applying for a Credit Card is a quick and simple process. You will need the following:

Proof of ID

All four corners must be visible e.g Passport / Driver's Licence

Proof of Address/Income

Up to date bank statements are required

Proof of PPSN

e.g recent payslips can be used as proof of PPSN.

Additional details may be required. For more information on the application process click here. 

0% interest* on credit card balance transfers

Get the best balance transfer offer on the market. Pay 0% interest* for 12 months on up to 95% of your credit limit, minimum balance transfer €100.

Switch today
woman holding an post money credit card

Get money back when you shop


Get 5% back when you use your An Post Money Credit Card to spend more than €25 on your shopping at Lidl.

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Intersport Elverys

Get 8% back when you use your An Post Money Credit Card for in-store or online purchases of sporting goods with Intersport Elverys.

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More about MoneyBack
An Post Insurance

Get 5% back on all direct payments made with your An Post Money Credit Card for car and home insurance with An Post Insurance.

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More about MoneyBack

Login to your credit card account

Stay in control of your money by keeping track of your credit card transactions.

Tailored loans built around you

Our goal is to help you reach yours. Whether you want to buy a new car or improve your home, we’ll tailor a loan for you.

Get a personal loan

Still have questions?

If your card has been lost or stolen, if you have forgotten your PIN or if you have any questions about the An Post Money Credit Card, please get in touch.

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.

An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.

Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.

Warning; If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

*Information correct as of 13 December 2019 and not subject to salary restrictions. Source Standard variable rate will apply once the Balance Transfer promotional period ends.

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.