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Two great cards to choose from

See which credit card from An Post Money works for you

Classic

Classic

Ireland’s best Balance Transfer Offer*

Apply for Classic
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Ireland's lowest Balance Transfer offer- 0% interest on credit card Balance Transfers for 12 months.

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Money Transfers let you move money directly from your credit card to your personal bank account.**

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Pay off your purchases at 22.9% APR—Annual Percentage Rate

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Get up to 56 days interest free if you pay your bill on time and in full each month

Flex

Flex

Our lowest rate† and new instalment plan feature.

Apply for Flex
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Pay off your purchases at our lowest interest rate from 15.7% APR—Annual Percentage Rate

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Transactions over €250? Pay over 12 months at an even lower interest rate

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Money Transfers let you move money directly from your credit card to your personal bank account.**

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Add up to 3 additional card holders at no extra cost

Classic credit card

Find out about the benefits that come with our Classic credit card.

Classic credit card
Classic credit card

Flex credit card

Find out about the benefits that come with our Flex credit card. The instalment plan is available with limited merchants wherever you see the Mastercard instalment symbol.

Flex credit card
Flex credit card
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Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

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Once an instalment plan is ended it cannot be reinstated.

 *Information correct as of 15th October 2021 and not subject to salary restrictions, source CCPC.ie. Standard variable rate of 22.9% APR will apply once the balance transfer promotional period ends.
**The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. 

† Rate is based on your financial profile and credit history. A higher rate may apply.

®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

22.9% APR assumes that you draw your entire credit limit in one transaction using your card for a period of one year, and repay in 12 equal instalments, the principal plus the respective interest amounts (if your credit limit has not yet been finalised, we have assumed that it will be €1,500), and Government stamp duty of €30 on the card is charged, the total amount you would have to pay would be €1,666.50. Cost of credit €136.50. 

Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland

An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission

Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.