How it works
Getting a card is easy, provided you are at least 18 years of age and resident in the Republic of Ireland. Just download an application form (link to Currency Card application form), or pick one up at your local participating post office, and follow these steps:
- Fill out the form and take it to your nearest participating post office (PDF, 433KB)
- Bring valid photo identification such as a passport or EU driving licence
- Bring proof of address like a recent bank statement or utility bill issued in the last six months
- Load your card with the desired amount and pay with euro cash or a debit card
- Your card will be issued to you instantly
When you purchase any of the 10 currencies, the funds are loaded into the relevant currency wallet. Exchange rates are locked in on the date of purchase, top up or when you move money between currencies. Cards are only available in sole names.
What it costs
We do not charge a card fee but the Irish government charges annual stamp duty on prepaid card accounts at a rate of €0.12 for any ATM transaction in the Republic of Ireland, up to a total of €5.00.
The card is commission free for foreign-currency transactions. Point-of-sale and online transactions are also free when you have funds available in the currency in which they are made. Fixed fees are applied to ATM withdrawals.
There is a charge of 1.25% on euro currency purchases, top-ups and withdrawals at post offices, subject to a cap of €8.00 on withdrawals. Find out about other charges (PDF, 185KB) that might apply to your card.
Things to know
Who do I contact if I have a problem with my card?
We provide free 24-hour global assistance so you can get in touch with Customer Services at any time, 365 days a year on the following numbers:
- Ireland 1800 535 564
- United Kingdom 0800 056 0572
- USA and Canada 1 877 465 0085
- Australia 1800 098 231
There may be a charge for calls to these numbers, if phoning from a hotel or mobile phone.
Find out what to do if you need to make a complaint or what to do if your card is lost, stolen or damaged.
What additional charges may apply to my card?
You will be charged a flat-rate ATM withdrawal fee. Some operators may also charge an additional fee. Depending on which currency you withdraw, the charges are as follows:
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EU€2.00
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US$2.50
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GB£1.50
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AU$3.50
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CA$3.25
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ZAR20.00
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TRY5.50
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NZ$3.50
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AED8.00
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CHF3.00
If a point-of-sale transaction or an ATM withdrawal is made in a currency on the card that does not have sufficient funds, the funds will be transferred from other wallets on the card in the following order of priority: EUR, GBP, USD, CAD, AUD, NZD, AED, ZAR, CHF. A foreign exchange rate determined by Mastercard will apply.
Where the card is used in a country that operates in a currency other than that on the card, transactions are charged at the exchange rate of the day plus 5.75%.
There is a monthly inactivity fee of €2.50 per month, if you have not had any top ups, transactions or withdrawals on your card after a period of 15 months. If there is no balance on your card, no fee will apply.
For more information on fees and charges, see our Terms and Conditions (PDF, 185KB).
Is my card subject to any limits?
The minimum purchase or top up is €50.00. Your card is subject to a number of other limits including:
|
Limit
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Amount
|
|
Maximum amount you can withdraw from ATMs in 24 hours
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€750 or currency equivalent
|
|
Maximum amount that you can spend at merchants in 24 hours
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€2,000 or currency equivalent
|
|
Maximum load and balance allowed on your card at any one time
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€5,000 or currency equivalent
|
|
Maximum load over 12 months
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€30,000 or currency equivalent
|
Multiple currencies can be purchased at the same time. Cash back is not available on your card.
Read our Terms and Conditions (PDF, 185KB) and Mastercard's Terms and Conditions (PDF, 175KB)