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An Post Money Currency Card

The An Post Money Currency Card is a prepaid Mastercard that allows you to purchase and top up 10 currencies (including Euro) on a single Card. You can use the card at millions of shops, restaurants and ATMs worldwide, it's contactless and 'chip and PIN' protected.

Cheaper than a credit card

0% commission for foreign currency transactions

10 currencies, one card

We've got you covered in over 100 countries worldwide

No point of sale fees overseas

There are no point of sale charges when you spend abroad

The 10 currencies available on the card are:

  • US dollars (USD)

  • Sterling (GBP)

  • Australian dollars (AUD)

  • Canadian dollars (CAD)

  • New Zealand dollars (NZD)

  • South African rand (ZAR)

  • Swiss francs (CHF)

  • Turkish lira (TRY)

  • United Arab Emirates dirhams (AED)

  • Euro (EUR)

How to register and top up your An Post Money Currency Card

You can apply for the contactless prepaid MasterCard®, or top up your An Post Money Currency Card, at over 900 post offices nationwide.  You can also register to top up, swap and manage currencies online as you enjoy commission-free foreign exchange. If you have a single currency card, you can continue to top it up and use it until it expires or, if you prefer, you can swap it for a new, multi-currency card at the post office.

Register or Top Up About the single currency card

How to apply for your An Post Money Currency Card

Getting a card is easy, provided you are at least 18 years of age and resident in the Republic of Ireland. Just download an application form (link to Currency Card application form), or pick one up at your local participating post office, and follow these steps:

  1. Fill out your An Post Money Currency Card application form and take it to your nearest participating post office (PDF, 433KB)
  2. Bring valid photo identification such as a passport or EU driving licence
  3. Bring proof of address like a recent bank statement or utility bill issued in the last six months
  4. Load your card with the desired amount and pay with euro cash or a debit card
  5. Your card will be issued to you instantly

When you purchase any of the 10 currencies, the funds are loaded into the relevant currency wallet. Exchange rates are locked in on the date of purchase, top up or when you move money between currencies. Cards are only available in sole names.
 

What it costs

We do not charge a card fee but the Irish government charges annual stamp duty on prepaid card accounts at a rate of €0.12 for any ATM transaction in the Republic of Ireland, up to a total of €5.00.

The card is commission free for foreign-currency transactions. Point-of-sale and online transactions are also free when you have funds available in the currency in which they are made. Fixed fees are applied to ATM withdrawals.

There is a charge of 1.25% on euro currency purchases, top-ups and withdrawals at post offices, subject to a cap of €8.00 on withdrawals. Find out about other charges that might apply to your card.

Things to know

Who do I contact if I have a problem with my card?

We provide free 24-hour global assistance so you can get in touch with Customer Services at any time, 365 days a year on the following numbers:

  • Free to call Card Services numbers
    Country Free phone number†
    Argentina 0800 666 0026
    Australia 1800 098 231
    Austria 0800 293 724
    Bahamas 1800 389 0523
    Belgium 0800 77 228
    Brazil (from landline) 0800 892 3560
    Brazil (from mobile) +55 21 3956 9200
    Bulgaria 800 116 1169
    Czech Republic 800 143 722
    Chile 123 0020 7887
    China (North) 10 800 712 2683
    China (South) 10 800 441 1345
    Costa Rica 800 015 0605
    Croatia 0800 223 179
    Cyprus 800 96 361
    Denmark 808 84 857
    Dominican Republic 1888 156 1388
    Estonia 800 011 1359
    Finland 0800 918 279
    France 0800 916 940
    Germany 0800 181 4595
    Greece 00800 4413 1532
    Hong Kong 800 966 321
    Hungary 0680 018 878
    Iceland 800 98 78
    India 000800 100 7960
    Indonesia 1 803 0441 1368
    Ireland 1800 535 564
    Israel 180 943 1521
    Italy 800 789 525
    Japan 00531 780 221
    Latvia 800 03 736
    Lithuania 880 031 068
    Luxembourg 800 28 166
    Malaysia 1800 814 933
    Mexico 01800 123 3480
    Monaco 800 93 677
    Netherlands 0800 023 3935
    New Zealand 0800 444 691
    Norway 800 14 326
    Philippines 1800 1442 0143
    Poland 00800 441 2460
    Portugal 800 880 501
    Puerto Rico 1 877 465 0085
    Russia 810 800 2500 2044
    Singapore 800 441 1379
    Saudi Arabia 800 844 2790
    Slovakia 800 001 684
    South Africa 0800 982 674
    South Korea 00798 4434 1279
    Spain 900 958 973
    Sweden 020 796 949
    Switzerland 0800 834 918
    Taiwan 0080 104 4292
    Thailand 001800 442 212
    Trinidad & Tobago 1 800 203 0194
    Turkey 00800 4463 2089
    United Kingdom 0800 056 0572
    Uruguay 000 413 598 3672
    USA / Canada 1 877 465 0085
    Venezuela 800 100 8565
    Other countries +44 207 649 9404††
     
     There may be a charge for calls to these numbers, if phoning from a hotel or mobile phone.
    †† Please remember to add the international prefix of the country you are in at the beginning of this number (in most cases this is 00, for example 0044 207 649 9404). Calls to this number are not free of charge.

There may be a charge for calls to these numbers, if phoning from a hotel or mobile phone.

Find out what to do if you need to make a complaint or what to do if your card is lost, stolen or damaged

What additional charges may apply to my card?

You will be charged a flat-rate ATM withdrawal fee. Some operators may also charge an additional fee. Depending on which currency you withdraw, the charges are as follows:

  • EU€2.00

  • US$2.50

  • GB£1.50

  • AU$3.50

  • CA$3.25

  • ZAR20.00

  • TRY5.50

  • NZ$3.50

  • AED8.00

  • CHF3.00

If a point-of-sale transaction or an ATM withdrawal is made in a currency on the card that does not have sufficient funds, the funds will be transferred from other wallets on the card in the following order of priority: EUR, GBP, USD, CAD, AUD, NZD, AED, ZAR, CHF. A foreign exchange rate determined by Mastercard will apply plus a foreign exchange fee of 5.75%.
 Where the card is used in a country that operates in a currency other than that on the card or you don’t have enough balance on the card in the transaction currency and the balance is taken from another currency wallet, the transaction amount will be converted into the next available currency in the usual wallet order. The foreign exchange rate is the rate determined by Mastercard, plus a foreign exchange fee of 5.75%.
For more information on fees and charges, see our Terms and Conditions
 

Is my card subject to any limits?

The minimum purchase or top up is €50.00. Your card is subject to a number of other limits including:

 

Limit

Amount

Maximum amount you can withdraw from ATMs in 24 hours

€750 or currency equivalent

Maximum amount that you can spend at retailers in 24 hours

€2,000 or currency equivalent

Maximum amount you can have on your card at any one time

€5,000 or currency equivalent

Maximum amount you can load over 12 months

€30,000 or currency equivalent

Multiple currencies can be purchased at the same time. Cash back is not available on your card.

 

Read our Terms and Conditions

What our currency card offers

The An Post Money Currency Card is:

Convenient

The card allows you to:

  • Withdraw local currency worldwide at ATMs displaying the MasterCard acceptance mark

  • Pay for goods and services at over 30 million shops, restaurants and other outlets around the world

  • Make contactless payments, pay online or over the phone

  • Go online to manage your account where you can top up, check your balance, swap currencies and view your transaction history

Reloadable

You can top up your currency card online in four easy steps:

  • Enter the 16-digit number on the front of your card
  • Enter your details
  • Choose the currencies you wish to purchase
  • Pay using your debit card

Once payment is successful you will be issued with a receipt for your top up.

You can also top up in your nearest participating post office. The account holder is the only person who can lodge funds and must present valid photo ID such as a passport or EU driving licence to comply with anti-money laundering requirements.

Safe and secure

More secure than cash, the card is chip and PIN protected and is not linked to your bank account or personalised.

See the T&Cs
Safe

An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services. 

Ireland’s Number one currency provider is based on a nationally representative online survey carried out by Millward Brown on behalf of An Post in April 2019. Sample of 1,107 adults aged 16-64. Quotas were set on gender, age and region. The margin of error is +/- 3.0% at its highest point.