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PSD2 in effect from 14th of September.

The Payment Services Directive (PSD2) is a new European Union law which was introduced in January 2018. PSD2 changes will enhance customer protection, offering you greater control over your payments when making purchases and using banking services online. Find out what PSD2 means for you.

Get eligibility approval in seconds with our online loans.

With the lowest fixed rate on the market of 8.4% Annual Percentage Rate (APR) for loans under €10,000, our goal is to help you reach yours.* Whether you want to buy a new car or renovate your home, we’ll tailor a loan for you. Our 8.4% APR rate is available for loans from €5,000 - €75,000 for up to seven years.

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0% interest on credit card balance transfers for 12 months

Take control of your money with the best balance transfer rate in the market. Our credit card lets you pay 0% interest for 12 months on transfers. It's just another way we're making things simple and easy.

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0% commission on foreign currency

For those trips abroad take control of your money and get commission-free foreign currency in post offices. Our An Post Money Currency Card now has 10 currencies or get sterling and US dollars in cash. It’s one more way we’re making things simple and easy.

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Free yourself from fees with the An Post Money Current Account

by earning money back with our MoneyBack partners like Lidl, Intersport Elverys and Post Insurance. Customers have earned up to €200 in a month.

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Need a secure home for your savings?

State Savings has the perfect product for you, wherever you are in life’s journey.

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Manage your money at your local post office

Need to pay a bill or transfer money? We offer a wide range of financial services through our nationwide network of post offices including cash lodgements and withdrawals and commission-free foreign exchange.

Pay your bills the easy way

Pay your bills the quick, free and convenient way, with no fees or charges, through An Post.

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Transfer money with Western Union

Need to transfer money? We offer a secure method for sending money at home and abroad with Western Union.

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Check the options
Banking at the post office

Bringing banking to you, we offer a wide range of personal banking services on behalf of AIB and Ulster Bank at your local post office.

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An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.

*Rates and loan terms are correct as of 1st August 2019 and are subject to change. Maximum APR (Annual Percentage Rate) is 14.3%. Minimum loan term is 12 months and maximum term is 84 months (for Home Improvement loans only, subject to a minimum loan value of €20k).  Source CCPC.ie.

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.