A debit card & app for kids.¹

Teach your kids money skills for life!
Try it free for 3 months.²

Download iOS App Download Android App

With An Post Money Mate, kids learn money skills and parents stay in control.

Manage

Help your kids learn how to earn, save and spend money with their own debit card and app.

Earn

Pay directly into their account when they do chores.

Save

Teach your kids good financial habits how to save with Jars to put money aside. Set target amounts and deadlines.

Spend

Kids can pay safely in shops or online with their own contactless debit Mastercard®.

Track

Get transaction notifications, so you can keep an eye on what they're spending.

Access your money

Deposit and withdraw money at any post office or get cash from an ATM.

Give financial independence to your children

Try it free for 3 months! ²

Open a kids current account from the comfort of your couch!

Just download and open the An Post Money app and follow the instructions on screen. For more information, see how to open An Post Money Mate accounts.

Money Mate Product Features

Easy account opening

See how simple it is to open a Money Mate account with the An Post Money app.

Save money with Jars

Your child can put money aside into Jars - but don't worry, you say if they can take the money back out or not.

Earn money with Jobs

Set tasks and pay your children for a job well done through the app.

Supervision for parents

Manage your kids' money easily through the An Post Money app.

Alerts

Set transaction notifications and see a weekly summary.

Freeze card

Lock the debit card for bad behaviour or until it's found.

Jars

See progress toward savings goals and easily approve spending from Jars.

Jobs

Set household chores and approve payment when they are completed.

Transfer money

Transfer money instantly and schedule a regular allowance.³

Spending

Set amount limits per transaction and week.⁴

How to open an account

To get started, download and open the An Post Money app on your mobile or tablet.

Then follow the instructions on screen. For more information see how to open An Post Money Mate accounts.

Download Android App Download iOS App

Frequently asked questions

This is a big milestone, and also has an impact on your child’s An Post Money Mate account. Once they turn 16, they legally have a right to digital privacy. This means that no one else is allowed to see their data without their permission.
You and your child have to make a choice about what happens now:
1) They can easily upgrade in the app to an adult An Post Money Current Account. Their funds will automatically be transferred from their Money Mate account to this new account. There will be a €2 monthly fee for their current account until they turn 23. Because you have paid the monthly fee on their Money Mate account until now, you’ll be able to choose whether to continue paying this out of your account or whether the charge will come out of their account.

2) They can choose to continue to use their Money Mate account as normal until they are 18, provided they give you permission to keep sharing their Money Mate account transaction data with you. They can grant this permission via their app.

3) If they don’t give permission to keep sharing their data with you, or don’t upgrade to an adult Current Account, they’ll only have limited functionality after their birthday until they are 18 years old, when they will have to either open a Current Account or close their Money Mate account. Limited functionality means that they will still be able to use their debit card, top up their account with cash or cheques in any post office and ask for a mini statement in any post office. However, you won’t be able to see or top up the account in the app, or change any spending limits you’ve set. Your child also won’t be able to see their account in the app or transfer money from their jars.

4) They can choose to close the account and transfer the funds to a current account with another provider.

Once your child turns 18, they will no longer have access to their Money Mate account and its features.
You and your child have to make a choice about what happens now:

1) They can easily upgrade to an adult account by logging into the An Post Money app, selecting ‘Upgrade to adult account’ and uploading their proof of address and ID.

When they upgrade to an adult An Post Money Current Account any funds will be automatically transferred to the new account, the account history will still be available and the IBAN will remain the same. There will be a low monthly fee of €2 for their current account until they turn 23 years old.

2) Alternatively, they can choose to close their account.
If they choose to close the account, any remaining funds will be transferred to an account of their choice (in their name). They can close their account by logging into the An Post Money app.

3) If no action is taken, the account will be closed when your child turns 18 and any funds in the account will be transferred back to you (the parent).

Help & Support

Find out about opening a Money Mate account, account features, safety and customer support.

Get help

Current Account Privacy Policy Current Account Terms & Conditions Payment Services Directive 2 (PSD2) Report Lost/Stolen Cards

An Post Money Mate cannot be opened for a child older than 15 years and 6 months. Customers over 16 can open an An Post Money Current Account.
Transaction fees still apply. After three months, it’s €2 or €4/month per child, depending on whether the parent/guardian has an An Post Money Current Account.
Regular allowance only available for An Post Money Current Account customers. Regular allowance payments take up to 1 working day to process e.g. a payment scheduled for a Friday will arrive in the child’s account on a Monday.
A maximum daily transaction and ATM withdrawal limit applies.

_{T&Cs apply. Transaction charges still apply during 3 month free offer period. After 3 months, a monthly fee applies. The An Post Money Mate Debit Mastercard is issued by An Post. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.

App Store is a trademark of Apple Inc, registered in the U.S and other countries. Google Play is a trademark of Google LLC.}

An Post Money Mate

A debit card & app for kids.1

Teach your kids money skills for life! Try it free for 3 months.2