Move your existing credit card balance to a new An Post Money Classic Credit Card and pay 0% on it for a full 12 months.
Classic Credit Card benefits
0% interest on balance transfers
Transfer your existing credit card balance and pay no interest on it for 12 months*
Money transfer - flexible funds
Transfer from your An Post Money Credit Card to your current account when you need it, wherever you are, fee free**
Interest-free credit
Get up to 56 days interest free if you pay your bill on time and in full each month
Fully Online Application
Applying for a credit card is a quick and simple process.
Cardholders
You can add up to 3 free additional cardholders.
Purchases
Pay off your purchases at 22.9% APR - Annual percentage rate.
See how much you can save
Balance Transfer Savings Calculator
Balance Transfer Savings Calculator
Your results
You could save
€
0
over the first 12 months
The above savings calculator is for illustrative purposes only and represent potential savings from utilising the An Post Money Credit Card 0% Balance Transfer offer for 12 months*. It does not include transactions that may be carried out on the An Post Money Credit Card.
Apply Now
Apply online or by calling our dedicated team on 01 9456714 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).
Your Credit Card app is here!
- View your balance and transactions details
- Approve online purchases
- Get alerts for activities on your card
- Freeze/unfreeze your card instantly
- Make a payment to your account with a debit card
Download in the App Store
Download in Google Play
Fast track your Credit Card
To apply, you will need to upload the following to the Document Hub.
Additional details may be required.
Proof of Identity
Such as Passport / Driver's Licence
Proof of Address and Income
Such as a utility bill and up to date bank statement
Proof of PPS number
Such as a recent payslip
Understanding your card
Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:
Credit card type
|
Variable interest rate
|
APR interest
|
Government stamp duty
|
Total cost of credit
|
Total amount repayable
|
Classic
|
16.8%
|
22.9%
|
€30.00
|
€166.50
|
€1666.50
|
Things to know
To apply for a credit card, you must be over 18 and a resident of the Republic of Ireland.
There are no set-up fees with our credit cards. In certain situations, for example missed payments,
fees and penalties may apply.
A Government stamp duty fee of €30 will be applied to your credit card annually.
The application process is an online one and documents can only be uploaded through our Document Centre. Please don't post your documents but check out our guide to uploading them online.
The quickest and easiest way to set up or amend your direct debit is by using our
Credit card online direct debit mandate provided by our third-party partner, DocuSign.
DocuSign is a company that provides corporations and individuals with electronic services in document management. It allows people to put their digital signatures on documents, such as contracts and agreements, using its secure technology. Entities that use DocuSign's services can authenticate entities, individuals, documents, and workflow, along with user identity management electronically. For more information, please read Privacy Notice | DocuSign.
Once you have completed the form you will receive a confirmation email with the document attached.
Please note the following:
- It can take some time for your new direct debit to be active and ready to take payments from your bank account. In the meantime, you may need to make an additional payment if your direct debit isn’t set up in time for your payment due date. You can use your debit card to make it, by calling us on 0818 205 410.
- If you have multiple credit card accounts with us, you must fill in a direct debit mandate for each account.
- Direct debits cannot be set up from a savings account.
- If you are setting up the direct debit from a joint account and both signatures are required, you must download the credit card printable direct debit mandate, print it, have both parties sign the mandate, and return it to us by post.
- If you do not wish to fill the form out electronically, you can download the credit card printable direct debit mandate, print it, sign it and post it back to us.
- You cannot set up a fixed direct debit, you must set up to pay either the full monthly balance or the minimum monthly balance that is due.
The interest rates that apply to your credit card will be detailed on your monthly statement.
You need to include information about all rents and mortgages that you currently have.
We don’t accept joint applications at this time but you can include income from another household member in your application, with their consent. If you do this, we will require their personal documents as well.
The
Central Credit Register (CCR) is a secure system for collecting information on credit applications and credit agreements of €500 or more.
It is owned and operated by the Central Bank of Ireland. We share your information with the CCR, which uses it to create individual credit reports.
The Central Bank owns the information held on the CCR and is the data controller under the Data Protection Acts. You have a right to
request your credit report, free of charge, at any time and subject to fair usage.
Find out more about what the CCR means to your credit card application.
You can add up to three additional family members to your credit card account for free and they will each receive their own card.
Flex Credit Card
You decide how and when you pay back at the point of sale with our lowest rate and new instalment plan feature
View our Flex card
View our Flex card
Get in touch
If you have any questions about our credit card or your application, please contact our customer service team.
Contact us
Contact us
Are you an existing Credit Card customer?
Login to your online banking account to manage your Credit Card account
Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
*Information correct as of 5th September 2023 and not subject to salary restrictions, source CCPC.ie. Standard variable rate will apply once the balance transfer promotional period ends.
**The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit.
The An Post Money Classic Credit Card is issued by Avantcard DAC pursuant to license by Mastercard International Incorporated.
Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission.