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Get Ireland's best fixed rate – Loans from 6.9% APR

Make your money matter more with a loan from An Post Money. Find the right option for you with our handy calculator.

 year

Repayments on a loan of over would be

per month
Fixed interest rate from % APR
Total amount repayable €

Why An Post Money Personal Loans?

Low fixed rates

Budget with confidence, with equal repayment amounts every month

Borrow on your terms

Loans from €5,000 - €75,000 and repay over terms from 1 to 10 years

No hidden fees

No set-up or early repayment charges

Fully online loan application

Applying for your loan is a quick and simple process

Quick approval in principle

Eligibility approval is available in seconds

Speedy drawdown

If your loan is approved, the funds can be in your account as quickly as the next business day

Fully online loan application

Our online application form is quick and simple.
To apply, you will need to upload the following to the Document Hub:

Proof of Identity

Passport / Driving Licence

Proof of Address and Income

Utility bill or up-to-date bank statement

PPS number

Recent payslip

Ready to apply?

Apply online or call our dedicated team on 01 9456715 (8am - 8pm Monday to Friday, and 8am - 2pm Saturday excluding Bank Holidays).

Save Money - Go Green

Apply for a great fixed rate green loan for your green home energy upgrade or electric car.
Make your money matter more - improve your energy efficiency, save on bills and help the environment. 

Green Loans

Check out our great fixed rates

Loans from Fixed interest rate APR*

€20,000 - €75,000

6.9% - 16.9%

€5,000 - €19,999 

8.4% - 18.3%

8.7% - 19.9%


Handy Representative Example for you:
On a €20,000 loan over 5 years, at a fixed rate of 6.7% (6.9% APR) you will pay €393.20 a month. The total cost of credit would be €3,591.96 and the total amount repayable would be €23,591.96.

Things to know

Still have questions?

Get answers to some of the most frequently-asked questions about An Post Money Loans or get in touch with our customer service team to help with your application.

Read the FAQs

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

 *Information correct as of 22nd February 2024. Source CCPC.ie Lending criteria T&Cs apply. Rate is dependent on your financial profile and credit history.
An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC who provide loan and credit card services and facilities.  Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.