Get life going again with a Loan from An Post Money
Find the right option for you with our handy calculator.
Repayments on a loan of
Fixed interest rate from % APR
Total amount repayable €
Based on a €5,000 fixed rate loan over 3 years, the monthly repayments would be €156.91. The rate would be 8.1% fixed nominal interest rate. The Annual Percentage Rate (APR) would be 8.4%. The total cost of credit would be €648.85. The total amount repayable would be €5,648.85.
Based on a fixed rate loan
over , the monthly repayments would be €. The rate
would be % fixed nominal interest rate. The Annual Percentage Rate (APR) would be %. The total cost of credit would be €. The total
amount repayable would be €.
Low fixed rates
Budget with confidence, with equal repayment amounts every month
Borrow on your terms
Loans from €5,000 - €75,000 and repay over terms from 1 to 10 years
No hidden fees
No set-up or early repayment charges
Fully online loan application
Applying for your loan is a quick and simple process
Quick approval in principle
Eligibility approval is available in seconds
If your loan is approved, the funds can be in your account as quickly as the next business day
Fully online loan application
Our online application form is quick and simple.
To apply, you will need to upload the following to the Document Hub:
Proof of Identity
such as Passport / Driver's Licence
Proof of Address and Income
such as a utility bill and up to date bank statement
such as a recent payslip
Ready to apply?
Check now to see if you're eligible to apply for the An Post Money Loan.
Looking for a promo code?
Did you know, if you are applying for a Personal Loan, you get a free €15 One4all Gift Card upon drawdown?
All you need to do is enter a promo code when applying. Find the promo code linked to your local post office.
Looking for a loan less than €5,000?
Apply in minutes for a simple and easy way to pay with a choice of one of An Post Money’s Credit Cards. Choose between Classic and Flex and avail of our great features.
Save money and go green
Get our special loan rates for home energy upgrades and electric cars.
Visit our Green Hub
Improve your comfort at home or on the road - and help the environment.
Check out our great fixed rates
||Fixed interest rate
€20,000 - €75,000
7.3% - 15.7%
7.5% - 16.9%
€5,000 - €19,999
8.6% - 15.9%
8.9% - 17.1%
Handy Representative Example for you:
On a €20,000 loan over 5 years, at a fixed rate of 7.3% (7.5% APR) you will pay €398.86 a month. The total cost of credit would be €3,931.65 and the total amount repayable would be €23,931.65.
Still have questions?
Get answers to some of the most frequently-asked questions about An Post Money Loans or get in touch with our customer service team to help with your application.
Read the FAQs
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*Information correct as of 16th February 2023. Lending criteria T&Cs apply. Rate is dependent on your financial profile and credit history.
An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. An Post acts as a credit intermediary on behalf of Avantcard DAC who provide loan and credit card services and facilities. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.