An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services. *Rates and loan terms are correct as of 01 July 2021 and are subject to change. 5.9% APR is the best open market rate for loans over €20,000. Source: CCPC.ie. Personal loans are unsecured and not available for business purposes, house purchase or investment. Rate is dependent on your financial profile and credit history. Lending criteria, terms and conditions apply. **Information correct as of 1st July 2021 and not subject to salary restrictions, source CCPC.ie. Standard variable rate will apply once the balance transfer promotional period ends.