Yes, you can share a joint account with one other person. Both account holders need to come to a post office with proof of identity to open the account.post office
You’ll share the same account number (IBAN) but will have your own unique current account card, user ID, online PIN and 16-digit card number. For security reasons, each account holder must have their own email address. Account holders can have the same or different home addresses.
Open a joint current account at your local post office today
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How to open a joint account
Visit your local post office and open a joint current account in minutes. All you need to do is simply complete the form and bring it to your post office along with proof of identity and proof of address (Valid passport and utility bill). You can also pick up a form when you’re there.
Download form
Download form
Joint account benefits
Why open a joint account
People choose to have a joint account for managing shared finances, couples and housemates can simplify their budgeting and shared expenses such as rent, utilities and groceries
Better money management
By pooling your money together you can get a better grasp on the amount of money at your household’s disposal which will allow you to manage your money better.
Share expenses
Easily lodge money into your joint account to pay monthly expenses such as rent, utility bills or your subscriptions which can then be paid by direct debit or standing order.
Track spending easier
You will be able to see how money is being spent across all your joint spending.
Low fees
With a maintenance fee of just €5 per month, this account offers a savings feature that allows you to easily put money aside into Savings Jars which you can pay bills from and set up savings targets, and deadlines. You can also use the Round Up function which allows you to round up your debit card payments to the next whole number and put these savings into a designated Savings Jar.
You can also use Apple Pay, Google Pay and Fitbit Pay with the joint account.
Top features of an An Post Money Joint Current Account
Human & Digital Banking
With 900+ branches nationwide to open an account and a customer service team readily available to call if you need help, we offer a unique in-person and digital banking service.
Jars & Round Up
Step up your savings game put money aside for different goals with Saving Jars, and Round Up your spending automatically to save as you spend.
Digital Wallets
Shop 'till you drop, the hassle- free way. Add Apple Pay, Google Pay or FitBit Pay to your digital wallet to make contactless payments.
Security
We provide your with one-time passcode authentication for online shopping. This enhances your protection against card fraud.
Money Manager
A free money management tool, helping you track your spending, set budgets, and control your finances across all of your accounts.
Post Office
Open an account, lodge and withdraw money in over 900 branches in local communities around the country.
What you need to open a Joint Current Account
Proof of Identity
Such as passport /driver's licence
Proof of Address and Income
Such as a utility bill and up to date bank statement
Completed application form
Download and complete the application form, and bring it to your nearest post office
Frequently asked questions
Help & Support
Find out about opening a current account, account features, online banking, safety and customer support.
Current Account Privacy Policy Current Account Terms & Conditions Payment Services Directive 2 (PSD2) Report Lost/Stolen Cards
Terms & Conditions apply. The An Post Money Current Account Debit Mastercard is issued by An Post. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. A monthly maintenance fee applies. An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.Apple Pay and App Store are trademarks of Apple Inc, registered in the U.S and other countries. Google Play and Google Pay are trademarks of Google LLC. Fitbit Pay is a registered trademark of Fitbit, Inc. and/or its affiliates in the United States and other countries