Skip to main content

Simple and straightforward fees you can follow

With an An Post Money Current Account, it’s easy to keep costs down. You can even offset some or all of your fees with our MoneyBack programme when you shop with participating retailers.

You simply pay a monthly maintenance fee of €5.00 for your account which covers all electronic payments in the euro zone, except for ATM withdrawals. Your monthly fee includes:

  • Contactless payments

  • Direct debits

  • Mini statements

  • One cash withdrawal per week at a post office

  • Online purchases

  • Online transfers

  • Point-of-sale transactions

  • Quarterly statements

Current account fees

All transactions marked with an asterisk (*) are included in the monthly maintenance fee. Fees may be subject to change.
 

Euro transactions

Fee

Monthly maintenance fee

€5.00

Quarterly statement

*

Mini statement at the post office

*

Point of sale transaction with cashback 1

*

Contactless payment

*

SEPA credit transfer

*

SEPA direct debit

*

Post office cash withdrawal 2

*/€0.50 

Post office lodgement by cash, debit card or cheque 3

€0.50

Quick lodge 4  

€0.50

The monthly maintenance fee will be applied in the month following the month due. Transaction fees such as ATM transactions are applied at the time of the transaction.
 

Non-euro transactions

Fee

ATM transaction

€0.90 plus 3% of transaction value

Point of sale, contactless and cashback 1 

3% of transaction value

Non-euro transactions may also be subject to foreign exchange charges applied by third parties in addition to our fees.
 

Other transactions

Fees

Cheques lodged to your account and returned unpaid

€5.00

Direct debits presented on your account and returned unpaid

€2.50

Replacement of lost, stolen or damaged cards

*

PIN replacement

*

Duplicate statement

€5.00

SMS messaging

€0.05

Email alerts

*

 

  1. Cashback is subject to individual retailer participation

  2. The first weekly cash withdrawal at a post office is free. Subsequent post office withdrawals are charged at €0.50 per transaction

  3. Cheque lodgement fees are per cheque lodged

  4. Quick lodge transactions allow online customers to fund their account using a debit card

An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.

The An Post Money Current Account Debit Mastercard© is issued by An Post. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Read the An Post Current Account Terms and Conditions (PDF, 2100KB)


 

An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.