The following fees and charges may apply to your credit card:
Late fee: €15.24 each time your minimum payment has not reached your account in cleared funds by the date that payment is due.
Over-limit fee: €12.70 will be charged and applied once on any monthly statement if, and when, you are over your credit limit at any time during that statement period.
Returned payment fee: €19.05 will be charged each time a direct debit or other item for payment into your account is unpaid.
Cash handling fee: 1.5% with a minimum charge of €2.50 and no maximum is applied to your account when you make cash transactions.
A cash transaction is considered to be any transaction resulting in the provision of cash or a cash substitute from your account by using a card or card number issued under your account, including foreign currency, travellers’ cheques, postal orders, gambling transactions and any electronic transfers of cash which are not money transfers.
When your An Post Money Credit Card is used in a non-euro currency within the EEA, you will sometimes receive a notification by way of SMS/Email which will inform you of the total mark-up applied to that transaction. You can opt out of receiving these notifications by contacting us on 0818 205 410.
Check the total percentage mark-up applied to foreign exchange transactions within the European Economic Area (EEA).
Government stamp duty: Each year the government charges a tax on all cards issued by financial institutions. This charge is applicable to each unique card or account held in your name.
Payments at the post office: A processing fee of €0.50 will apply.