The following fees and charges may apply to your credit card:
Late fee: €15.24 when your minimum payment has not been paid on time.
Over-limit fee: €12.70 when you go over your credit limit. This will be charged only once during a statement period.
Returned payment fee: €19.05 when a direct debit or other payment cannot be paid due to insufficient funds.
Cash handling fee: 1.5% of the value of each cash transaction, with a minimum charge of €2.50 and no maximum.
A cash transaction is any transaction involving cash or a cash substitute using a credit card or card number issued under your account. This includes foreign currency, travellers’ cheques, postal orders, gambling transactions and any electronic transfers of cash which are not money transfers.
Foreign exchange commission: 2.65% of the value of each foreign exchange transaction in a currency other than Euro.
Check the total percentage mark-up applied to foreign exchange transactions within the European Economic Area (EEA).
Government stamp duty: Each year the government charges a tax on all cards issued by financial institutions. This charge is applicable to each unique card or account held in your name.
Payments at the post office: A processing fee of €0.50 will apply.