It’s a current account for children between 7 to 15 years old.  Account activity can be monitored by parents/guardians.

A child aged between 7 and 15 and 6 months.

A child can lodge cash or a cheque at any post office. A parent/guardian can transfer money from their An Post Money app.

You may be using the old version of the An Post Money app. Please download or update to the latest version of the An Post Money app from the App Store and Google Play.

A parent/guardian must open it on behalf of their child from inside the An Post Money app.  Please download the latest version of the An Post Money app from the App Store or Google Play

No, it can only be opened through the An Post Money app.

Our An Post Money Current Account with some account restrictions until they're 18.

Up to four can be opened by a parent/guardian from inside the An Post Money app.

No, unfortunately not at the moment.

Yes, they can see the money in the account, see where it is being spent, set spending limits, and soon we will be adding the option to block ATM, shop or online use.

A parent/guardian can create Jobs and associated pay on their An Post Money app.  When a child marks a Job as ‘completed’ on their app, the parent/guardian will see it on their device.  They can then confirm the Job is complete.  The child gets paid for the week's jobs every Sunday.

Jars are designed for children to save money for things they’d like to buy (e.g. a bike, trainers, Mum’s birthday).  When they want to transfer the money out of a Jar and into their account to spend it, the parent/guardian will get a notification on their mobile to approve it.  This prevents impulse buying and gives the opportunity to talk about how to spend money wisely.

In the An Post Money Mate app, a child can create up to 10 Jars and give them individual names.

It’s a Jar that contains money put into it by a parent/guardian that you a child can access in case of emergency.  The child can choose the amount they need and this is transferred instantly to their account.  The parent/guardian receives a notification of the transfer. 
 
Please note that the weekly spending limit on the account applies.  If the child has reached their limit, no money can be spent ­– even in an emergency.

You only can take out the money you put in the emergency Jar. 

It costs €2/month per child if you have the An Post Money Current Account.  Otherwise, it is €4/month per child.

The monthly fee is taken from your An Post Money Current Account. If you don’t have one, then the fee is taken from your balance on the An Post Money app.

The fee will be taken from your account the next time you top it up. We only charge for a maximum of one month in arrears.

Your child will need to upgrade to the adult current account, but with a reduced fee of €2/month charged to the parent/guardian until they are 23 years old. After that, your child will pay the standard monthly fee for adults. 

No. The parent/guardian must provide identification though. They are the legal owner of the An Post Money Mate account and are ultimately responsible for all account activity. Please see the terms and conditions for more information.

We recommend that the parent and child each have a mobile or tablet to get the most out of An Post Money Mate. If your child doesn’t have a device, the functionality is reduced and your child:

• Will have no visibility of balance or transactions through their own app
• Will not be able to set up savings Jars or move money into/out of them
• Will not be able to use the Emergency Jar
• Will not see Jobs that you have set for them or have the ability to ask for Jobs to be approved.

 
However, if your child doesn’t have a phone, don’t worry – they can still use their debit card and pay money in at any post office, and you can monitor the account and transfer money in on your phone.

1. Download the An Post Money app on your child’s phone or tablet.
2. On the start screen, select:  Activate Money Mate account
3. On your phone, tap your child’s account on the app home screen, then tap the cog icon on the purple card.
4. Tap to create a unique pattern, which your child must scan using the camera on their device.
5. Now that your app and your child’s are linked, your child just need to set a PIN to log in to the app.

After your child is set up for the first time on their An Post Money Mate app, for security reasons you may need to redo the scanning process:

1. If your child does not log in for more than 14 days 
2. If there have been new features released on the An Post Money app
3. If your child needs to re-install the app

We only collect data that we require to set up and manage this account. We will continue to hold data that is necessary to manage the account and to satisfy our regulatory compliance and data protection obligations, but we will never use it to profile the child or send marketing material to them.

Once the account is approved, a welcome pack will be sent to you with the An Post Money Mate debit card within 5 business days.  Please follow the instructions in the pack to activate the card.

Yes, the card PIN can be changed at any ATM that accepts Mastercard.

For each debit, you will receive a notification in your An Post Money app containing the retailer and amount spent.  You’ll also get a notification for each credit or lodgement.

If you select your child’s account in the app and then choose ‘Manage Card’ from the dashboard, it will enable you to set single spend, daily and weekly limits.  Soon you’ll be able to control where they can use their card:  ATMs & post offices, retail stores and/or online.

If you select your child’s account in the app and then choose ‘Manage Card’ from the dashboard, there is the option to Freeze the card. This will temporarily block all transactions. If you find the card, you can just unfreeze it. 

If your child’s card is permanently lost or stolen, please call our customer services on 01 705 8000 to report it so we can block the card to stop further transactions and issue a new card, which should be with you in 5 days.