With effect from Thursday, April 8, 2021, single currency cards, for Sterling, US Dollars, Australian Dollars & Canadian Dollars, can no longer be used.
Customers can swap their single currency cards for Multi Currency Cards at Post Offices. To facilitate a card swap, customers are required to
If your card is lost, stolen or damaged or you see a transaction you do not recognise, contact Card Services immediately at the following numbers:
From Ireland: 1800 535 564
From outside Ireland: 44 207 649 9404
Download the An Post Money Currency Card from the Google Play and Apple stores
If you forget your PIN, or personal identification number, you can obtain a PIN reminder online by answering the security questions you supplied on your application and following the prompts. You can also call Card Services on:
In some countries, you may be asked for a six-digit PIN, when using a cash machine. Your card uses a standard four-digit PIN, which should be accepted as normal if the cash machine has been set up correctly.
Cash back is not available on your card. Your card may not be used:
For money transfer (to send money to someone else)
There are a number of countries and geographical regions where use of the card is currently prohibited. They are:
If you attempt to withdraw cash from a cash machine or use your card at shops, restaurants, hotels and online in any of these places, your request will be declined.
If you would like to dispute a transaction, you can call the Card Services team at 1800 535 564 and they will check the transaction details for you.
If one of your transactions is not correct, Card Services can dispute this on your behalf. Complete a dispute form (PDF, 278KB) and then email the completed form to Prepaid PPC Disputes@mastercard.com.
To make a complaint, contact Card Services by:
Calling 1800 535 564 within Ireland or on 44 207 649 9404 from outside Ireland
By writing to Service Quality, Access House, Cygnet Road, Hampton, Peterborough PE7 8FJ, UK
If you write to us, for security reasons please do not include your full card number. Just provide the first six and last four digits only, as follows: 123456******7890
When a complaint is received, we aim to resolve your issues fairly and promptly. If you are not satisfied with the final response you receive you can refer the matter to:
The Financial Ombudsman Service in the UK
Financial Services and Pensions Ombudsman
UK Financial Ombudsman Service details:
Address: Exchange Tower, London, E14 9SR, United Kingdom;
Telephone: 0800 023 4567 or +44 20 7964 0500.
You may also refer your complaint to the Irish Financial Services Ombudsman:
Address: Lincoln House, Lincoln Place, Dublin 2, DO2 VH29, Ireland.
The amount authorised by the merchant plus the tolerance is reserved from your card fund until the merchant requests payment or for seven days, whichever is sooner. At that time, the exact final amount is debited from your card.
If the merchant does not settle the final bill within seven days, and sometimes it takes up to 30 days to settle, you should check your transaction history regularly and take this into account to ensure you have sufficient funds available for spending.
If the final settlement amount exceeds the relevant currency balance on the card, the remainder will be funded by converting that amount in the order of priority set out in the Terms and Conditions
If you do not have sufficient funds in your total card fund to cover the value of the transaction plus the tolerance, the transaction will be declined.
For example, you have lunch at a restaurant and the total bill is US$50. You only have $50 on your card and a 15% tolerance applies. If the restaurant tries to charge your card with $50, it will be declined as there will be insufficient funds to cover the bill of $50 plus tolerance of 15%, or €7.50, a total of €57.50.
If the merchant allows, you can use your card to make a partial payment and cover the balance with some other payment method. Just tell the cashier before you start the transaction and confirm the amount you want deducted from your card. This should be processed first with the balance settled in whatever way you choose.
You can find more information on contacting call centres from abroad by visiting the mastercard multicurrency cash passport website.