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How to open a current account

Setting up an An Post Money Current Account is quick and easy. You can do it in one of two ways:

  1. Download an application form (PDF, 709KB) online, fill it in and drop it into your local post office with the necessary documents

  2. Call into your local post office for an application form and return the completed form with the relevant documents

If you want to open a joint account, both customers have to attend at the post office for identity verification. Multiple accounts are not permitted.

Getting started

A Welcome Pack will be posted to your home address and will arrive within five to seven working days of receipt of your completed application form. Your pack will contain:

  • Your Welcome Letter containing your BIC and IBAN

  • Your current account debit card

  • A brochure explaining how to get started 

  • A copy of the Terms and Conditions (PDF, 2100KB)

When you receive your debit card, sign the back of the card and call Customer Services on 353 (1) 705 8000 to activate it and receive your PIN.

You can then register to manage your card online and download the free app, for either an iOS or Android device.

Who can open an account?

To open an account you must be at least 16 years of age. Certain usage restrictions may apply to cardholders under 18 years. You must also reside in the Republic of Ireland and provide proof of your name and address.

Proof-of-name documents include:

  • Your passport

  • An EU driving licence

  • A public service card

If you use a public service card, you will also need to provide proof of your date of birth such as a birth certificate.

Proof-of-address documents must have been issued in the previous six months and can include:

  • Household bills

  • Bank or building society statements

  • Letters from the Revenue or the Department of Employment Affairs and Social Protection


An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.

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