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Financial independence for kids

The An Post Money Mate account gives your kids freedom and responsibility to:

Manage

Help your kids learn how to earn, save and spend money with their own debit card and app.

Earn

Pay directly into their account when they do chores.

Save

Teach your kids how to save with Jars to put money aside. Set target amounts and deadlines.

Spend

Kids can pay safely in shops or online with their own contactless debit Mastercard®.

Track

Get transaction notifications, so you can keep an eye on what they're spending.

Access your money

Deposit and withdraw money at any post office or get cash from an ATM.

Money Mate Product Features

Easy account opening

See how simple it is to open a Money Mate account with the An Post Money app.

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Save money with Jars

Your child can put money aside into Jars - but don't worry, you say if they can take the money back out or not.

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Earn money with Jobs

Set tasks and pay your children for a job well done through the app.

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Supervision for parents

Manage your kids' money easily through the An Post Money app.

Alerts

Set transaction notifications and see a weekly summary.

Freeze card

Lock the debit card for bad behaviour or until it's found.

Jars

See progress toward savings goals and easily approve spending from Jars.

Jobs

Set household chores and approve payment when they are  completed.

Transfer money

Transfer money instantly and schedule a regular allowance.3

Spending

Set amount limits per transaction and week.4

How to open an account

To get started, download and open the An Post Money app on your mobile or tablet.

Then follow the instructions on screen. For more information see how to open An Post Money Mate accounts.

  1. An Post Money Mate cannot be opened for a child older than 15 years and 6 months. Customers over 16 can open an An Post Money Current Account.
  2. Transaction fees still apply.  After three months, it’s €2 or €4/month per child, depending on whether the parent/guardian has an An Post Money Current Account.
  3. Regular allowance only available for An Post Money Current Account customers. Regular allowance payments take up to 1 working day to process e.g. a payment scheduled for a Friday will arrive in the child’s account on a Monday.
  4. A maximum daily transaction and ATM withdrawal limit applies.
T&Cs apply. Transaction charges still apply during 3 month free offer period. After 3 months, a monthly fee applies. The An Post Money Mate Debit Mastercard is issued by An Post. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

An Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services.

App Store is a trademark of Apple Inc, registered in the U.S and other countries. Google Play is a trademark of Google LLC.