Susan Kavanagh Susan is a mum of four and grandmother of 12 from Carrickmines, Dublin. Her primary financial goal for 2023 is to budget and manage her money more effectively. With a birthday every month, Susan was keen to ensure she was putting enough money aside to manage her day to day expenses while also budgeting to ensure she could continue celebrating those birthdays and occasions. Some of her other financial goals for 2023 include saving for a holiday. Susan hasn’t been on holiday for a number of years so she is keen to try and make that happen this year. Susan sat down with leading financial advisor Paul Merriman who gave her some advice and tips on establishing her money power.