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Loan calculator

 year

Repayments on a loan of over would be

per month
Fixed interest rate from % APR
Total amount repayable €

Why take a loan out with An Post Money?

Personal Loans from An Post Money. Whether you’re dreaming of a new car, planning a holiday or looking to extend your home, get a loan designed with you in mind. 

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Fixed interest rates

Our fixed rates let you budget with confidence, with equal repayment amounts every month.

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Low rates

7.2% APR (Annual Percentage Rate) - Ireland’s lowest rate on loans from €15,000 to €19,999*

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No hidden fees

No set-up or early repayment charges - no penalties if you choose to repay your loan earlier than planned.

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Borrow on your terms

You can now pay back your loan over terms from one up to 10 years.

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Borrow what you need

Borrow from €5,000 - €75,000

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Fully Online Application

Applying for your loan is a quick and simple process

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Calculator

Our handy online calculator will help you to find the right option to suit your needs

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Quick approval in principle

Eligibility approval is available in seconds

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Help when you need it

Award winning contact centre based in Ireland

Interest rates

Ireland’s lowest rates on loans from €15,000 to €19,999!*

Get a loan built around you with our great rates. We will give you the appropriate rate based on your financial profile and credit history once we have reviewed your application. Check out our great rates below.

Loans from Fixed interest rate APR

€25,000+

6.9%-14.8%

€15,000-€24,999

7.0%- 14.4%

7.2%-15.4%

€7,500- €14,999

8.4%-15.4%

8.7%-16.5%

€5,000-€7,499

9.9%-15.4%

10.4%-16.5%

Handy Representative Example for you:
On a €15,000 loan over 5 years, at a fixed rate of 7.0% (7.2% APR) you will pay €297.02 a month. The total cost of credit will be €2,821.08 and the total amount repayable will be €17,821.08*

An Post Money Loan

Whether you want to get a new car or landscape a summer garden escape, you deserve loans built around you. 

Save money and go green

Get our special loan rates for home energy upgrades and electric cars.
Improve your comfort at home or on the road - and help the environment.

Visit our Green Hub
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Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

*Rates and loan terms are correct as of 13th January 2022 and are subject to change. This is the best open market rate for unsecured loans between €15,000 and €19,999. Source: CCPC.ie. Rate is dependent on your financial profile and credit history. Lending criteria, terms and conditions apply. An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.