Credit Cards Benefits

Woman looking up benefits of An Post Money Credit Card

An Post Money Credit Cards

The smart way to take back control of your money. Enjoy card benefits built around you, like adding up to three additional card holders at no extra cost, transferring money from your card to your current account, and Mastercard's Priceless Cities programme that lets you enjoy exclusive offers in major cities around the world.

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Check now to see if you are eligible for an An Post Money Credit Card

Get a Classic Credit Card

Ireland's best balance transfer offer*

More about Classic

Get a Flex Credit Card

Ireland's best purchase rate offer*

5.9% interest on money transfers for 24 months**

More about Flex

Fraud protection

We’ve got your back when something fraudulent happens. If you purchase goods and they never arrive or your credit card gets into the wrong hands, we’ll do our best to help you get a refund through the Mastercard chargeback scheme. In the event of a stolen or lost card, we’re here to help.

Additional cardholders

With An Post Money Credit Cards, you can add up to three additional cardholders as users of your credit limit. They’ll be given their own credit card and PIN, at no extra cost, so there’s no need for separate credit card accounts. It’s an easy way to give your family access to credit as needed. All transactions and charges are on the same statement so everyone’s spending is there for you to see. With Government Stamp duty of €30 per year for every credit card account, our credit card could save you and your family up to €90 per year.

Balance transfers

Pay off your other credit cards with a balance transfer and you could save money. Simplify your outgoings by transferring your credit card balance with other lenders to your An Post Money Classic credit card*. Manage one account and make a single monthly payment. Our team can assist you with the balance transfer process.

Money transfers

Money transfers let you move money directly from your credit card to your current account. Move from €100 up to 95% of your available credit limit. If you transfer before 2.30pm on a weekday, the funds will be credited to your account in one business day. Transfers completed after 2.30pm or on weekends and bank holidays will take two business days.**

Credit Card App

Manage your Credit Card on the go with the An Post Money Credit Card app. Set up your digital wallet with Apple Pay or Google Pay so you can pay instantly and securely with your mobile or smartwatch. View your balance and transactions details. Approve online purchases and choose the alerts you want, for activities on your card. Freeze/unfreeze your card instantly if lost or stolen. Make a payment to your account with a debit card.

Global acceptance

An Post Money credit cards are accepted globally, wherever you see the Mastercard sign. You can use your credit card to make regular withdrawals in cash machines all over the world. You can also make over-the-counter withdrawals in banks, building societies and bureaus de change.

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Mastercard Priceless Cities offers

As a Mastercard customer, you can avail of its Priceless Cities offers and experiences in Ireland and other major cities around the world. These fantastic offers include hotel getaways, fine dining, golf and spa breaks and much more.

Travel services

When you’re travelling abroad, let us know and we’ll add a travel notice to your account to reduce any inconvenience you may experience when using your card abroad. You can do this through your online account.

Read FAQs

Things to know

You must send one piece of photographic evidence that is up-to-date. We accept any of the following:
Passport – please make sure that when you take a photo of your passport, pages three and four are both clearly visible
Driving licence – you can use either the old paper licence or new card format but please make sure your name, photo and expiry date are clearly visible
Immigration or Garda age card - please make sure that the photo you take of your card clearly shows your name, photo and expiry date

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

*Information correct as of 16^th January 2026, source CCPC.ie. Lending criteria, terms and conditions apply. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. Classic Credit Card balance transfer offer is valid for transfer 90 days from opening account. Standard variable rate of 16.8% nominal, 22.9% Annual Percentage Rate (APR) will apply once the introductory period ends. Representative example: 22.9% APR assumes €1,500 credit limit drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. Total amount repayable €1,666.50, cost of credit is €166.50.
**Money Transfers are available to the main cardholder only and subject to credit approval. You can transfer from €100 up to 95% of your credit limit. The interest rate for Money Transfers on the Classic Credit Card is the same as the standard variable rate on your card (16.8%). When the Money Transfer offer ends on the Flex Credit Card any outstanding amount will be charged interest at your standard variable rate (16.8%).

The An Post Money Classic and Flex Credit Cards are issued by Bankinter S.A. pursuant to license by Mastercard International Incorporated.
An Post acts as a credit intermediary exclusively on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.