The above savings calculator is for illustrative purposes only and represent potential savings from utilising the An Post Money Classic Credit Card 0% Balance Transfer offer for 12 months*. It does not include transactions that may be carried out on the An Post Money Classic Credit Card.
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Pay 0% interest on your Balance Transfer for a year.
Switch your credit card today and get Ireland's best balance transfer offer*.
Why choose the An Post Money Classic Credit Card?
Use our online application to check your eligibility in seconds and receive approval in principle in minutes.
0% interest on balance transfers
Transfer your existing credit card balance and pay no interest on it for 12 months*
Flexible funds
Money transfers let you move money directly from your credit card to your personal bank account**
Cardholders
Add up to 3 additional card holders at no extra cost.
Balance Transfer Savings Calculator
Balance Transfer Savings Calculator
Understanding your Classic Credit Card
| Transaction type | Annual Percentage Rate (APR) | Variable interest rates | Fixed interest rates |
|---|---|---|---|
| Purchases | 22.9% | 16.8% | |
| Cash withdrawals | 16.8% | ||
| Introductory offer on balance transfers | 0% for first 12 months* | ||
| Money transfers | 16.8% |
Get a Classic Credit Card today
Apply online or call our dedicated team on 01 9456714 (8am-8pm Monday to Friday, and 8am-2pm Saturday excluding Bank Holidays).
Fast track your Classic Credit Card
You will need to provide the following documents.
Proof of Identity
Such as Passport / Driver's Licence
Proof of Address and Income
Such as a utility bill and up to date bank statement
Proof of PPS number
Such as a recent payslip
Things to know
Flex Credit Card
Find out about the benefits that come with our Flex Credit Card such as 0% interest on purchases for 9 months*
Get in touch
If you have any questions about our credit card or your application, please contact our customer service team.
Your Credit Card app is here!
- View your balance and transactions details
- Approve online purchases
- Get alerts for activities on your card
- Freeze/unfreeze your card instantly
- Make a payment to your account with a debit card
- Set up Apple Pay or Google Pay
Are you an existing Credit Card customer?
Login to your online banking account to manage your Credit Card account
Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
*Information correct as of 23rd July 2025 and not subject to salary restrictions, source CCPC.ie. You will need to complete a balance transfer within the first 90 days of opening your account to avail of the promotional rate. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rate. Standard variable rate 16.8% nominal, 22.9% Annual Percentage Rate (APR) will apply once the balance transfer promotional period ends. Representative example: 22.9% APR assumes €1,500 credit limit drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. Total amount repayable €1,666.50, cost of credit is €166.50.
**The interest rate on money transfers is the same as the purchase rate on your card (22.9% APR) and you can transfer from €100 up to 95% of your credit limit.
The An Post Money Classic Credit Card is issued by Bankinter S.A. pursuant to license by Mastercard International Incorporated.
An Post acts as a credit intermediary on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for conduct of business rules.