Bonkers.ie best Credit Card four years in a row
Bonkers-awards-2025.jpg)
Compare Ireland's best 0% interest Credit Cards*
Classic Card - 0% interest on balance transfers for 12 months*
Flex Card - 0% interest on purchases for 9 months*
Which Credit Card fits your needs?
Two great An Post Money Credit Cards to choose from
Classic Card
Ireland’s best balance transfer offer*
Apply for Classic
0% interest on credit card balance transfers for 12 months*
Money transfers let you move money directly from your credit card to your personal bank account**
Add up to 3 additional card holders at no extra cost
Flex Card
Ireland’s best purchase rate offer*
Apply for Flex
0% interest on purchases for 9 months*
Transfer money into your bank account at 5.9% interest for 24 months**
Four times winner of Ireland's best Credit Card in 2022, 2023, 2024 & 2025!
Classic Credit Card benefits
Find out about the benefits that come with our Classic Credit Card, such as no interest on balance transfers for 12 months*.
Flex Credit Card benefits
Find out about the benefits that come with our Flex Credit Card such as no interest on purchases for 9 months*.
Apply online or call our dedicated team on 01 9456714 (8am-8pm Monday to Friday, and 8am-2pm Saturday excluding Bank Holidays).
Things to know
Are you an existing Credit Card customer?
Login to your online banking account to manage your Credit Card account
Your Credit Card app is here!
- View your balance and transactions details
- Approve online purchases
- Get alerts for activities on your card
- Freeze/unfreeze your card instantly
- Make a payment to your account with a debit card
- Set up Apple Pay or Google Pay
Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
*Information correct as of 23rd July 2025, source CCPC.ie. Lending criteria, terms and conditions apply. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. Classic Credit Card balance transfer offer is valid for transfer 90 days from opening account. Standard variable rate of 16.8% nominal, 22.9% Annual Percentage Rate (APR) will apply once the introductory period ends. Representative example: 22.9% APR assumes €1,500 credit limit drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. Total amount repayable €1,666.50, cost of credit is €166.50.
**Money Transfers are available to the main cardholder only and subject to credit approval. You can transfer from €100 up to 95% of your credit limit.
The interest rate for Money Transfers on the Classic Credit Card is the same as the standard variable rate on your card (16.8%).
When the Money Transfer offer ends on the Flex Credit Card any outstanding amount will be charged interest at your standard variable rate (16.8%).
The An Post Money Classic and Flex Credit Cards are issued by Bankinter S.A. pursuant to license by Mastercard International Incorporated.
An Post acts as a credit intermediary on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for conduct of business rules.