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Card benefits

Get 9 months 0% interest on purchases

Ireland’s best purchase rate offer – Pay off your purchases with no interest at all for 9 months*

Instalment plan

Transactions over €250? Pay over 12 months. The instalment plan is only available with limited merchants wherever you see the Mastercard instalment symbol.

Money Transfer - Flexible Funds

Transfer from your credit card to your current account when you need it, wherever you are, fee free.**

*0% interest on purchases does not apply if you use the instalment plan. 
Fully Online Application

Applying for a credit card is a quick and simple process.


You can add up to 3 free additional cardholders.

Interest-free credit

Get up to 56 days interest free if you pay your bill on time and in full each month. This does not apply to purchases using the instalment plan feature.

Worldwide Acceptance.

An Post Money Credit Cards are accepted globally, wherever you see the Mastercard sign.

Mastercard Priceless Cities

You can enjoy exclusive offers and experiences in Ireland and major cities around the world.

Credit Limit

We’ll set your credit limit when we approve your application. For those times when you need a little extra, just talk to us about applying for an increased limit at no extra cost.

Online Security

3D Secure is a free and automatic online security service which gives you an extra layer of protection when you shop online.

Card Control

Manage your credit card account online and stay in control of your finances 24/7.

PLA Card

We are committed to sustainability, so we’ve switched our plastic card to a new, more environmentally friendly material.

Our awards

See the full list of benefits for Credit Cards

Fast track your Credit Card

Applying for a Credit Card is a quick and simple process. You will need proof of your:

Additional details may be required. 

All four corners must be visible e.g Passport / Driver's Licence

Address and Income

Such as an up-to-date bank statement

PPS number

e.g a recent payslip

Understanding your card

Credit card type

Purchase rate (APR)*

Cash rate

Instalment plan


15.7% or 22.9%

16.8% (22.9% APR)




Do you have a Credit Card balance?

The An Post Money Classic Card offers 0% interest for a whole year on balances transferred
Classic credit card
Classic credit card

Get in touch

If you have any questions about our credit card or your application, please contact our customer service team.
Contact us
Contact us

Warning: If you do not meet the repayments on your credit agreement your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Once an instalment plan is ended it cannot be reinstated.


*The appropriate rate based on your financial profile and credit history. 9 months 0% interest on purchases does not apply if you use the instalment plan (8.5% APR).

**The interest rate on money transfers is same as the purchase rate on your card and you can transfer from €100 up to 95% of your credit limit. 
®Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*Information correct as of 3rd August 2022, source 

22.9% APR assumes a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments, and Government stamp duty of €30. The total amount repayable is €1,666.50 and cost of credit is €136.50. 

Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. An Post acts as a credit intermediary on behalf of Avantcard DAC, who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by The Competition and Consumer Protection Commission.

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.