Lowest fixed rates on Electric Vehicle loans from 6.3% APR*

Enjoy a new electric or plug-in hybrid vehicle with a low-cost fixed rates loan. Make better happen for your money, get your loan for less.

Check loan eligibility Calculate repayments

Why choose the An Post Money Electric Vehicle loan?

Use our online application to check your eligibility in seconds and receive approval in principle in minutes.

Low-cost loan

Ireland's lowest fixed rates on Electric Vehicle loans from 6.3% APR*.

Borrow on your terms

Borrow from €20,000 to €75,000. Repay over terms from 1 to 7 years.

Eligible electric vehicles

Available for electric vehicles and plug-in hybrids, including second-hand, up to 3 years old.

Calculate electric vehicle loan repayments

I want to borrow

€ €

Repayment period

year

Repayments on a green loan of over would be

€ per month

Fixed interest rate from % APR

Total amount repayable €

Total cost of credit €

Ready to move on?

Our interest rates

Loans from	Fixed interest rates	APR
€20,000+	6.1% - 14.4%	6.3% - 15.4%

Handy Representative Example for you:
On a €20,000 loan over 5 years, at a fixed rate of 6.1% (6.3% APR) you will pay €387.59 a month. The total cost of credit would be €3,255.20 and the total amount repayable would be €23,255.20.

Key eligibility criteria for an Electric Vehicle Loan

To apply, you will need a formal written quotation from a car dealership registered with the Society of the Irish Motor Industry(SIMI), outlining if the vehicle type is a battery powered electric vehicle, or a plug-in hybrid.
This quotation must be no greater than 6 months old.
It must include the year the car was registered, we allow vehicles of up to and including a maximum of 3 years old from the date it was registered.
Peer-to-peer sales do not qualify for the An Post Money Electric Vehicle loan.

Things to know

Electric vehicles are better for the environment, cheaper to run, and are suitable for even the longest Irish journeys.
74% reduction in transport costs compared to a comparable new diesel engine car.
Lowest rate of motor tax at €120 per annum.

Source: Sustainable Energy Authority of Ireland

Get fixed rates on Car Loans
- Get Ireland's best fixed rates on Car Loans under €30k*
- Loans from €5,000 - €75,000 and repay over terms from 1 to 7 years
- If your loan is approved, the funds can be in your account as quickly as the next business day
Check your eligibility

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

*Information correct as of 14^th October 2025. Source CCPC.ie, Lending criteria T&C apply. Rate is dependant on your financial profile and credit history.
An Post acts as a credit intermediary on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for conduct of business rules.