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Do it yourself with an An Post Money Green Loan

1. Find a building contractor

Find an SEAI registered contractor and agree scope of works. For a heat pump consult an advisor first.

2. Apply for a grant

Apply for an SEAI home energy grant and complete Part 1-2a of the SEAI declaration of works document.

3. Apply for a loan

Apply online for your An Post Money Green Loan for €5,000 - €75,000.

4. Complete work and draw down

Complete work within 8 months.  Obtain fully completed SEAI declaration of works document to draw down loan.

5. Conduct BER assessment

Have an SEAI registered Building Energy Rating (BER) assessor certify your improved home energy performance.

6. Receive your grant payment

Submit new BER certificate and declaration of works. Timely and complete submissions receive SEAI payment within four weeks.

What will my Green Home Improvement Loan repayments be?

Green loan calculator


Repayments on a loan of over would be

per month

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Your interest rate and terms of credit will be determined once you have applied for your green loan.


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What home energy grants are available?

SEAI, the Sustainable Energy Authority of Ireland, offers a range of grants to help pay for your home energy upgrade.

Energy upgrades Grant value
Insulation Attic insulation €400
  Cavity wall insulation €400
Internal insulation (dry lining) Apartment (any) OR mid-terrace house €1,600
  Semi-detached OR end of terrace €2,200
  Detached house €2,400
External wall insulation ('the wrap') Apartment (any) OR mid-terrace house €2,750
  Semi-detached OR end of terrace €4,500
  Detached house €6,000
Heat pumps Air to water €3,500
  Ground source to water €3,500
  Exhaust air to water €3,500
  Water to water €3,500
  Air to air €600
Heating system Heating controls upgrade €700
Solar water heating Solar water heating €1,200
Building Energy Rating (BER)   €50
Do more, receive more Number of upgrades Bonus value
Bonus for multiple upgrades For 3rd upgrade €300
  For 4th upgrade €100

Do It Yourself

Home energy upgrades

Green Loans

Need help with your home energy upgrade?

Use Ireland's best complete service to upgrade energy efficiency in your home - from project start to finish.

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

*Lending criteria, terms and conditions apply. Rates and loan terms are correct as of 29 July 2020 and are subject to change. Source: Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 12.9%. Minimum loan term is 1 year and maximum term is 10 years (Green Loan only) On a €20,000 loan over 5 years, at a fixed nominal rate of 4.8% (4.9% APR) you will pay €375.59 a month. Total cost of credit €2,535.69. Total amount repayable €22,535.69

Central Bank Compliance

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland

An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.