Improve your energy efficiency, save on bills and help the environment with a home energy upgrade or an electric car.
Go green
Roof and wall insulation
Homes without good insulation cost more to heat up and keep warm. Insulate your roof or attic to reduce heat loss by up to 30%. It's usually the most cost efficient home energy upgrade. The SEAI grant available is €400.
Insulate your external walls to reduce heat loss by up to 35%. Cavity, external and/or internal insulation can be used. The SEAI grant available ranges from €400-€6,000.
Solar energy systems
Even in Ireland's climate, solar energy can help generate 50-60% of your electricity or hot water needs and reduce your energy bills. Install a solar thermal system for hot water or solar panels for electricity. The SEAI grant available is €1,200 for solar water heating and up to €2,400 for panels and €600 for a battery energy storage system.
Door and window upgrades
Draughts through windows and doors are uncomfortable and increase your heating bills. Upgrade your doors and windows to current standards to reduce outside noise and heat loss by 10%.
Door and window upgrades
Draughts through windows and doors are uncomfortable and increase your heating bills. Upgrade your doors and windows to current standards to reduce outside noise and heat loss by 10%.
Heat pump installation
Transform the comfort level in your home. Install a heat pump to replace your heating system to reduce your heating costs, energy usage and greenhouse gas emissions. The SEAI grant available ranges from €600-€3,500.
Electric car
Pollute less, reduce motoring costs and drive the latest technology. Electric and plug-in hybrid cars are cheaper to buy, fuel and maintain - especially with current government incentives. The SEAI grant alone is up to €5,000 for cars costing over €20,000.
Install a charger unit so you can charge your car at home. The SEAI grant for that is €600.
How can you go green?
Click on the hotspots to find out how to enjoy a warmer home, electric car and reduce your energy costs.
Assess your home for free
Hear from expert quantity surveyor Patricia Power
What is the One Stop Shop from An Post?
Patricia Power explains how our One Stop Shop service takes the hassle out of your home energy upgrade.
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What are the common issues in homes?
Patricia Power describes the most common issues in homes in Ireland.
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What are the most impactful home upgrades?
See what Patricia Power has to say about starting from the top down when it comes to upgrading your home.
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Green Loan Checklist
- You will need to provide proof that over 50% of the loan value was used to complete works availing of SEAI Home Energy Grant(s).
- The SEAI Declaration of Works document will be required to finalise your loan.
If you require funding before your works commence or are not availing of SEAI Home Energy Grants, check out our competitive standard Home Improvement loan.
Calculate green loan repayments
Repayments on a loan of over would be
€
per month
Based on a €5,000 fixed rate loan over 3 years, the monthly repayments would be €156.91. The rate would be 8.1% fixed nominal interest rate. The Annual Percentage Rate (APR) would be 8.4%. The total cost of credit would be €648.85. The total amount repayable would be €5,648.85.
Based on a fixed rate loan
over , the monthly repayments would be €. The rate
would be % fixed nominal interest rate. The Annual Percentage Rate (APR) would be %. The total cost of credit would be €. The total
amount repayable would be €.
Our interest rates
| Loans from |
Fixed interest rate |
APR |
| €5,000 - €9,999 |
9.1% - 12.2% |
9.5% - 12.9% |
| €10,000 - €19,999 |
7.3% - 11.3% |
7.5% - 11.9% |
| €20,000+ |
4.8% - 10.9% |
4.9% - 11.5% |
The interest rate you pay is determined by your loan amount, financial profile and credit history once your application has been reviewed.
Lending criteria, terms and conditions apply. Rates and loan terms are correct as of 29 July 2020 and are subject to change. Source: CCPC.ie. Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 12.9%. Minimum loan term is 1 year and maximum term is 10 years (Green Loan only) On a €20,000 loan over 5 years, at a fixed nominal rate of 4.8% (4.9% APR) you will pay €375.59 a month. Total cost of credit €2,535.69. Total amount repayable €22,535.69.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Central Bank Compliance
Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland
An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.
For businesses interested in Green Hub partnership options, please email us.
*Up to 40% grant funding is available through the National Home Retrofit Scheme and contributions from SSE Airtricity’s carbon credit scheme. To avail of this grant, home owners must take their property from an energy rating of C3 or below to a B2 or higher. The grant will support homes built before 2006. All works must be complete by 15th October 2021.