Enjoy a warmer home or a quieter car, save money while helping the environment
- Explore the benefits of home energy upgrades or an electric car
- Improve your home energy efficiency with our hassle-free One Stop Shop service
- Green Home Improvement rates from 4.9% APR on loans over €20k
Why go green?
More comfort
- Upgrade your home to make it warmer and more energy efficient
- Drive a quieter car with the latest technology
Save money
- Enjoy lower energy bills and reduced motoring costs
- Avail of SEAI grants & energy credits to help you with your upgrade
Help the environment
- Reduce your carbon footprint and greenhouse gas emissions
- Contribute to a sustainable future for Ireland
Watch how one home went green
Roof and wall insulation
Homes without good insulation cost more to heat up and keep warm. Insulate your roof or attic to reduce heat loss by up to 30%. It's usually the most cost efficient home energy upgrade. The SEAI grant available is €400.
Insulate your external walls to reduce heat loss by up to 35%. Cavity, external and/or internal insulation can be used. The SEAI grant available ranges from €400-€6,000.
Solar energy systems
Even in Ireland's climate, solar energy can help generate 50-60% of your electricity or hot water needs and reduce your energy bills. Install a solar thermal system for hot water or solar panels for electricity. The SEAI grant available is €1,200 for solar water heating and up to €2,400 for panels and €600 for a battery energy storage system.
Door and window upgrades
Draughts through windows and doors are uncomfortable and increase your heating bills. Upgrade your doors and windows to current standards to reduce outside noise and heat loss by 10%.
Door and window upgrades
Draughts through windows and doors are uncomfortable and increase your heating bills. Upgrade your doors and windows to current standards to reduce outside noise and heat loss by 10%.
Heat pump installation
Transform the comfort level in your home. Install a heat pump to replace your heating system to reduce your heating costs, energy usage and greenhouse gas emissions. The SEAI grant available ranges from €600-€3,500.
Electric car
Pollute less, reduce motoring costs and drive the latest technology. Electric and plug-in hybrid cars are cheaper to buy, fuel and maintain - especially with current government incentives. The SEAI grant alone is up to €5,000 for cars costing over €20,000.
Install a charger unit so you can charge your car at home. The SEAI grant for that is €600.
How can you go green?
Using our interactive house, click on the hotspots to find out how you can make your home greener and more energy efficient.
More on home upgrades
How can the Green Hub from An Post help you?
We manage your home energy upgrade
- Take the hassle out of home energy upgrades by letting our partner, SSE Airtricity, manage the entire process - from project start to finish.
- Pay with our An Post Money Green Loan. Borrow up to €75,000 over 10 years with an APR as low as 4.9%.*
OR
You manage your home energy upgrade
- If you'd prefer to manage your energy upgrade project yourself, we'll explain what steps to follow.
- Pay with our An Post Money Green Loan. Borrow up to €75,000 over 10 years with an APR as low as 4.9%.*
Buy a new electric car
Pollute less, reduce motoring costs and drive the latest technology. We'll make it affordable with our discounted loan rate for electric cars.
What grants are available?
SEAI, the Sustainable Energy Authority of Ireland, offers a range of grants to help pay for your home energy upgrade or electric car.
See available grants
See available grants
Green Home Improvement Loan Calculator
Repayments on a loan of over would be
€
per month
Based on a €5,000 fixed rate loan over 3 years, the monthly repayments would be €156.91. The rate would be 8.1% fixed nominal interest rate. The Annual Percentage Rate (APR) would be 8.4%. The total cost of credit would be €648.85. The total amount repayable would be €5,648.85.
Based on a fixed rate loan
over , the monthly repayments would be €. The rate
would be % fixed nominal interest rate. The Annual Percentage Rate (APR) would be %. The total cost of credit would be €. The total
amount repayable would be €.
Our interest rates
We will assign you the appropriate rate based on your financial profile and credit history once your application has been reviewed. To find out more about the Loan Value and applicable Interest Rates take a look at our rate table below.
| Loans from |
Fixed interest rate |
APR |
| €5,000 - €9,999 |
9.1% - 12.2% |
9.5% - 12.9% |
| €10,000 - €19,999 |
7.3% - 11.3% |
7.5% - 11.9% |
| €20,000+ |
4.8% - 10.9% |
4.9% - 11.5% |
Grant values available
| Energy upgrades |
Grant value |
| Insulation |
Attic insulation |
€400 |
| |
Cavity wall insulation |
€400 |
| Internal insulation (dry lining) |
Apartment (any) OR mid-terrace house |
€1,600 |
| |
Semi-detached OR end of terrace |
€2,200 |
| |
Detached house |
€2,400 |
| External wall insulation ('the wrap') |
Apartment (any) OR mid-terrace house |
€2,750 |
| |
Semi-detached OR end of terrace |
€4,500 |
| |
Detached house |
€6,000 |
| Heat pumps |
Air to water |
€3,500 |
| |
Ground source to water |
€3,500 |
| |
Exhaust air to water |
€3,500 |
| |
Water to water |
€3,500 |
| |
Air to air |
€600 |
| Heating system |
Heating controls upgrade |
€700 |
| Solar water heating |
Solar water heating |
€1,200 |
| Building Energy Rating (BER) |
|
€50 |
| Do more, receive more |
Number of upgrades |
Bonus value |
| Bonus for multiple upgrades |
For 3rd upgrade |
€300 |
| |
For 4th upgrade |
€100 |
| List price of vehicle |
Grant Value |
| €14,000 to €15,000 |
€2000 |
| €15,000 to €16,000 |
€2500 |
| €16,000 to €17,000 |
€3000 |
| €17,000 to €18,000 |
€3500 |
| €18,000 to €19,000 |
€4000 |
| €19,000 to €20,000 |
€4500 |
| More than €20,000 |
€5000 |
Things to know
The Green Hub is a trusted source to help you navigate the sometime confusing and time-consuming path to home energy upgrades with simple, reliable solutions that give you real value for money.
To support sustainable living, we have a range of resources to help you go green. From useful information to low cost green loans to a complete home energy upgrade service, our Green Hub can help you with every step.
- Improve the comfort of your home by reducing heat loss and draughts.
- Reduce your heating bills by increasing energy efficiency and using renewable energy systems.
- Use SEAI grants to help pay for energy improvements to your home.
- Receive energy credits from your energy supplier.
- Reduce your greenhouse gas emissions by operating a more energy efficient home.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*Lending criteria, terms and conditions apply. Rates and loan terms are correct as of 29 July 2020 and are subject to change. Source: CCPC.ie. Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 12.9%. Minimum loan term is 1 year and maximum term is 10 years (Green Loan only) On a €20,000 loan over 5 years, at a fixed nominal rate of 4.8% (4.9% APR) you will pay €375.59 a month. Total cost of credit €2,535.69. Total amount repayable €22,535.69
Central Bank Compliance
Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland
An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.