Ready to move on?
Why take a loan out with An Post Money?
Fixed interest rates
Equal repayment amounts every month.
No hidden charges
No set-up or early repayment fees.
Repayment periods to suit you
Flexible repayment periods of up to seven years.
Borrow between €5k -€75k
Use our handy loan calculator to see how much you can afford.
Decision in minutes
Eligibility approval in seconds with a speedy online application.
Low interest rates
Ireland's lowest loan rate in the market on loans over €20k.
Once your application has been reviewed, we will assign you with the appropiate rate depending on your financial profile and credit history. Take a look at our rate table below for information on the Loan Rate and applicable Interest Rates.
||Fixed interest rate
|€5,000 - €7,499
||10.4% - 13.4%
||10.9% - 14.3%
|€7,500 - €14,999
||9.5% - 12.7%
||9.9% - 13.5%
|€15,000 - €19,999
||9.1% - 12.2%
||9.5% - 12.9%
||5.7% - 11.8%
||5.9% - 12.5%
On a €20,000 loan over 5 years, at a fixed rate of 5.7% (5.9% APR) you will pay €383.87 a month. Total cost of credit €3,032.34. Total amount repayable €23,032.34
An Post Money Loan
Get Ireland’s lowest loan rate of 5.9% for a loan of over €20,000. Whether you’re buying a new car or renovating your home, we have a loan for you.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*Rates and loan terms are correct as of 4th March 2020 and are subject to change. Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 14.3%. Minimum loan term is 12 months and maximum term is 84 months (for Home Improvement loans only, subject to a minimum loan value of €20k). Source CCPC.ie. On a €20,000 loan over 5 years, at a fixed rate of 5.7% (5.9% APR) you will pay €383.87 a month. Total cost of credit €3,032.34. Total amount repayable €23,032.34. Lending criteria, terms and conditions apply.
Central Bank Compliance
Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland
An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.