Legal and Regulatory
This website, along with your online banking site for your Avantcard credit card, is owned and maintained by Avantcard DAC.
General Data Protection Regulation (GDPR) update
Terms and Conditions
For An Post Money credit card accounts, click here for a copy of our terms and conditions under the GDPR.
For all An Post Money personal loan accounts, click here for a copy of the terms and conditions under the GDPR.
Legal name and address
Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.
Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.
Intellectual property rights
We are the owner or the licensee of all intellectual property rights in the website (except where specifically identified as third party content) and in the material published on it. All information on this website is protected by applicable intellectual property and other laws around the world. All such rights are reserved. Unless otherwise specified (see the Limited Disclaimer of Copyright below), all such rights are reserved and no one has permission to copy, display, distribute, or republish in any form, or store by electronic means any part of the information found on this website without the written permission of Avantcard, except in accordance with the Copyright and Related Rights Act 2000 (as amended).
The posting of information or other materials to this website does not constitute a waiver of any proprietary right in such information and materials (such as, but not limited to, copyrights, trademarks, trade names or other intellectual property) and does not transfer any rights to a user on the website or any other third party, except as expressly provided herein.
Our status (and that of any identified contributors) as the authors of material on the website must always be acknowledged.
Limited disclaimer of copyright
Anyone may view the information (and incidentally create an electronic copy of the information) available from this website for information purposes only. No part of the information at this website can be otherwise redistributed, copied or reproduced in any form without the prior written consent of Avantcard.
Our website changes regularly
Avantcard makes no representation or warranty or undertaking as to the information contained on the website including but not limited to, the accuracy, timeliness, or completeness of the website materials.
Commentary and other materials posted on the website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to the website, or by anyone who may be informed of any of its contents.
Use of information provided on the website is at the user's sole risk.
The material displayed on the website, including references to Avantcard and their services and products is provided without any guarantees, conditions or warranties as to its accuracy.
Reference to Avantcard, and its services and products are provided without warranty of any kind, either expressed or implied. Under no circumstances shall Avantcard or any other party involved in the creation, production or delivery of the information at this website be liable for any direct, special, incidental, indirect or consequential loss or damage of any kind incurred by any user in connection with the website (or the information or services provided at this website) or in connection with the use, inability to use, or results of the use of the website, any websites linked to it and any materials posted on it, including, without limitation any liability for loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
Under no circumstances shall Avantcard have liability to users for any damages, losses and causes of action (whether in contract, tort, including, but not limited to, negligence or otherwise) for accessing the website. The user should consult his or her own legal advisers regarding the applicability of their own domestic legislation regarding limitations on liability.
This website could include technical inaccuracies or typographical errors.
Indemnification by user
User agrees to indemnify, defend and hold Avantcard harmless from any liability, loss, claim and expense, including legal fees related to a user's violation of these terms and conditions of use or unauthorised use of the services and information provided at this website.
Avantcard accepts no responsibility for any damage caused by viruses contained within the electronic files at this website.
Links to other websites
This website contains links to other websites. Avantcard is not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by Avantcard. Inclusion of any linked website does not imply approval or endorsement of the linked website by Avantcard.
Submission of information
All information transmitted, or otherwise submitted to Avantcard, via this website shall only be used by Avantcard to the extent permitted by applicable legislation, specifically data protection legislation in Ireland.