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Enjoy a warmer home, without the hassle.

Use our one stop shop service, in partnership with SSE Airtricity. We'll manage your home upgrade project, arrange grants and give you Ireland’s lowest green loan rate.

Book a free home survey

In partnership withSSE Airtricity

Home energy upgrades made easy

From building contractor and project management, to grants and financing, we'll support your project from start to finish.

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We'll manage the work

Your home upgrade project will be managed for you, from initial assessment to final sign off in partnership with SSE Airtricity.

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We'll arrange grants

Pay for up to 40% of the work through SEAI home energy grants and SSE Airtricity will provide you with an additional discount for your carbon credit savings.

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We'll provide the loan

Get Ireland's lowest loan rate. You can borrow from €5,000 to €75,000 over 10 years with an APR as low as 4.9%.*

Here's how our service works

Get grants for up to 40% of costs

Upgrade your home to an energy rating of B2 or higher by October 15, 2021 and you could get extra grant funding from SEAI! Your home must be built before 2006 and have an energy rating of C3 or lower.

Assess your home for FREE

Get recommendations, likely upgrade costs and energy savings for your home:

  • Use our BER home energy efficiency tool
  • Book a free in-home or virtual survey with SSE Airtricity

Check your BER Book a survey

Green Loan Checklist


  • ​You will need to provide proof that over 50% of the loan value was used to complete works availing of SEAI Home Energy Grant(s).
  • The SEAI Declaration of Works document will be required to finalise your loan.

    If you require funding before your works commence or are not availing of SEAI Home Energy Grants, check out our competitive standard Home Improvement loan. 

Calculate green loan repayments


Repayments on a loan of over would be

per month
Fixed interest rate from % APR
Total amount repayable €

Our interest rates

Loans from Fixed interest rate APR
€5,000 - €9,999 9.1% - 12.2% 9.5% - 12.9%
€10,000 - €19,999 7.3% - 11.3% 7.5% - 11.9%
€20,000+ 4.8% - 10.9% 4.9% - 11.5%

The interest rate you pay is determined by your loan amount, financial profile and credit history once your application has been reviewed.

Patricia Power guides Ronan’s Retrofit with the Green Hub

“The process was so simple from start to finish. We were assigned a Project Manager who worked with us on the scheduling of the various elements of the upgrade. Each service provider was so professional and worked around us so that we didn’t have to leave our home”. Ronan – Green Hub Customer

Windows & Doors

Episode 1. Patricia recommends ways to reduce heat loss and draughts through windows and doors.

Watch video

External Wall Insulation

Episode 2. Patricia looks at options for upgrading external walls to protect the home by preventing damp.

Watch video

Attic Insulation

Episode 3. Patricia recommends insulating the home from the top down as 30% of heat loss is through the roof.

Watch video

Heating System

Episode 4. Patricia looks at alternative heating system solutions to improve the comfort levels of the home.

Watch video

Things to know

Watch: What are the most impactful home upgrades?
Watch: Upgrade to a heat pump
Watch: Energy saving tips while working from home

About our One Stop Shop service

More about home energy upgrades

More about our green loans

Tell us what you think

Did you get the help you needed? Give us your feedback and enter a free monthly prize draw for a €150 virtual Mastercard.

*Lending criteria, terms and conditions apply. Rates and loan terms are correct as of 29 July 2020 and are subject to change. Source: Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 12.9%. Minimum loan term is 1 year and maximum term is 10 years (Green Loan only) On a €20,000 loan over 5 years, at a fixed nominal rate of 4.8% (4.9% APR) you will pay €375.59 a month. Total cost of credit €2,535.69. Total amount repayable €22,535.69.

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Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Central Bank Compliance

Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland

An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.

Grant values available

Energy upgrades Grant value
Insulation Attic insulation €400
  Cavity wall insulation €400
Internal Insulation (Dry Lining) Apartment (any) OR Mid-terrace House €1,600
  Semi-detached OR End of Terrace €2,200
  Detached House €2,400
External Wall Insulation ('The Wrap') Apartment (any) OR Mid-terrace House €2,750
  Semi-detached OR End of Terrace €4,500
  Detached House €6,000
Heat Pumps Air to Water €3,500
  Ground Source to Water €3,500
  Exhaust Air to Water €3,500
  Water to Water €3,500
  Air to Air €600
Heating System Heating Controls Upgrade €700
Solar Water Heating Solar Water Heating €1,200
Building Energy Rating (BER)   €50
Do more, receive more Number of Upgrades Bonus Value
Bonus for multiple upgrades For 3rd upgrade €300
  For 4th upgrade €100

Check your Eligibility

About your green loan
About you

After tax deductions i.e. take home pay and any other income. Please exclude children's allowance

Total per month

Total per month

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It's looking good!

Based on the information you provided, you'd be eligible to apply for

Your interest rate and terms of credit will be determined once you have applied for your green loan.

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