Green Loans

Finance home energy upgrades and electric vehicles with competitive fixed-rate loans from An Post Money.

SBCI Home Energy Upgrade Loan Scheme Electric Vehicle Loan

Explore two green low cost loan options designed to help you invest in a more sustainable future. Whether you're improving your home's energy efficiency or purchasing an electric vehicle, compare loan amounts, rates and repayment options to find the right solution for you

Choose the green loan that's right for you

Description

Home Energy Upgrade Loan

Improve your home's energy efficiency with the SBCI Home Energy Upgrade Loan Scheme

  • Borrow between €5,000 and €75,000
  • Rates from 3.75% APR*
  • Available for eligible homeowners

More about home energy upgrade loan
Description

Electric Vehicle Loan

Finance your switch to electric with An Post Money Electric Vehicle Loan.

  • Borrow between €10,000 and €75,000
  • Rates from 5.9% APR*
  • Available for EVs and plug-in hybrids, including second-hand, up to 3 years old.

More about electric vehicle loan

Compare our green loan options

Green Loan types
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Loan terms
Fixed interest rates
Calculate repayments
Home Energy Upgrade Loan Scheme €5,000 - €75,000 1 - 10 yearsfrom 3.75% APR*HEUL calculator
Electric Vehicle Loan€10,000 - €75,000 1 - 7 years from 5.9% APR*EV Loan calculator

Tips on managing sustainable living

Model house with energy efficiency rating, coins and calculator representing the cost of home energy upgrades

What is a BER rating?

A BER (Building Energy Rating) shows how energy efficient your home is. A higher BER can help reduce energy costs and may improve your home's comfort and value. Learn how BER ratings work, how to check yours and why it matters when planning home improvements.

Learn about BER ratings
Home improvement work representing energy efficiency upgrades supported by SEAI grants.

Grants for home energy upgrade

SEAI (Sustainable Energy Authority of Ireland) offers a range of grants to help reduce the cost of home energy improvements. Depending on the work you're planning, you may be able to get financial support for upgrades that improve your home's energy efficienc

Explore SEAI home energy grants
Solar panels being installed on a home's roof to improve energy efficiency and generate renewable energy.

Solar panels for your home

Solar panels can help reduce electricity costs and lower your home's carbon footprint. Learn how solar panels work, the different options available, typical installation costs, grants that may be available, and whether they're suitable for your home.

Read our guide to solar panels
Person installing roof insulation in a home as part of an energy efficiency upgrade

Roof and wall insulation

Insulation is one of the most effective ways to make your home warmer and more energy efficient. Learn how roof, attic and wall insulation can reduce heat loss, lower energy bills, improve comfort and help you access available grants.

Read our guide to home insulation
Electric vehicle connected to a charging point

Switch to electric vehicle

Learn about the benefits of switching to an electric vehicle, available grants, running costs and the different ways to finance your purchase, including EV loans and PCP finance.

Guide to switching to electric vehicles

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

*Information correct as at 28th October 2026, source CCPC.ie. Lending criteria, terms and conditions apply. Rate is dependent on your financial profile and credit history. The interest rate on your loan has been reduced in part, due to a 2% per annum subsidy paid to Avant Money by the government through the SBCI scheme. The subsidy is paid as long as you continue to qualify for this loan as outlined in the terms and conditions.

An Post acts as a credit intermediary exclusively on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC. Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.